Housemate is a free app open to users aged 17+ across the UK. Users must have a UK bank account and an iOS compatible device. Open Banking is available for selected UK banks and account types only. You need to be registered for your own bank’s online banking. The rent recognition feature is only open to those residing in England or Wales. Having to share your space with friends - or even random strangers - is normal when you're renting. Housemate is here to help smooth out some of the problems that might crop up. You don’t need to be a customer of NatWest to use Housemate. If you have a UK bank account, Housemate can help make payments easier using Open Banking and even help you plan for the future by recognising your rent payments to build your history with our partner Experian. How it works: Link your bank We use Open Banking to ensure that you and your housemates get the full Housemate functionality, regardless of who you bank with, so long as they’re Open Banking enabled; most banks are. Whether it’s in-app payments to each other or syncing your latest transactions, everyone is an equal in our house. Clear record Our app keeps things clear and simple. You can add expenses straight from your bank account, see your transaction history and if anyone you live with needs an *ahem* gentle cue to pay up – our GIF reminders will save you from nagging. Settle up seamlessly Housemate helps you stay on top of ‘who owes who’ with one complete list of transactions – especially useful if you’re on a tight budget. An easy way to settle up with the entire house, or to pay just one person you live with. Build for the future It’s possible to recognise your rent payments with our partner Experian, adding them to your history and making it easier for lenders to identify you in the future. You can also take steps to improve your credit score by following our ‘Credit score checklist’, which could make lending more affordable in the future.
Terrible nothing works
Terrible nothing works
Great before but super janky now
This app was great over a year ago. Then they gave it a makeover and it’s never been the same since. I get errors almost every time I open it to do anything. Eventually, after closing and reopening a few times, it gets there, but you guys should really have left it alone. Don’t fix it if it ain’t broken!
Used to be great
This is an excellent concept and used to be a great app until they updated it a few months ago. Now it crashes constantly - I can barely get it to function. Such a shame!
Slow and unresponsive
This app definitely needs an update. When opened it takes ages to load the expenses and I struggle to add my bank account every time it expires (I get a lot of error messages). Not impressed at all!
Brilliant Idea but has some bugs
The app is a brilliant idea and what makes it great is being able to link other bank accounts using open banking, however, noy many banks are supported and even the ones that are don’t all work, Monzo for instance will connect but doesn’t show transactions history. It would be great if NatWest could develop this app further!
Errors errors errors
Keeps saying there’s an unexpected error when adding an expense. Unusable
Error error error
Cannot add expenses at all. Keeps saying that the app encountered an error without actually saying what it is exactly.
Minor bug fixes and performance improvements.
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