Dreams are universal - opportunity is not. You can unlock opportunity for people without access to a bank - whether they’re an entrepreneur, a student, a farmer, a single mom or a refugee. Lend as little as $25 to a microfinance loan on Kiva and make an exponential impact by re-lending your money over and over again. Join our community of 1.9 million people who have crowdfunded $1.4 billion in loans to 3.4 million borrowers in over 90 countries. How Kiva works: 1. Choose a borrower – Browse by category and find an entrepreneur to support. 2. Make a loan – Help fund a loan with as little as $25. 3. Get repaid – Kiva borrowers have a 96% repayment rate historically. 4. Repeat – Relend your money or withdraw your funds. We envision a financially inclusive world where all people hold the power to improve their lives. More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive. We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care. By lending as little as $25 on Kiva, you can be part of the solution and make a real difference in someone’s life. 100% of every dollar you lend on Kiva goes to funding loans. IT'S A LOAN, NOT A DONATION We believe lending alongside thousands of others is one of the most powerful and sustainable ways to create economic and social good. Lending on Kiva creates a partnership of mutual dignity and makes it easy to touch more lives with the same dollar. Fund a loan, get repaid, fund another. YOU CHOOSE WHERE TO MAKE AN IMPACT Whether you lend to friends in your community, or people halfway around the world (and for many, it’s both), Kiva creates the opportunity to play a special part in someone else's story. At Kiva, loans aren’t just about money—they’re a way to create connection and relationships. PUSHING THE BOUNDARIES OF A LOAN Kiva started as a pioneer in crowdfunding in 2005, and is constantly innovating to meet people’s diverse lending needs. Whether it’s reinventing microfinance with more flexible terms, supporting community-wide projects or lowering costs to borrowers, we are always testing and learning. LIFTING ONE, TO LIFT MANY When a Kiva loan enables someone to grow a business and create opportunity for themselves, it creates opportunities for others as well. That ripple effect can shape the future for a family or an entire community. Learn more about how Kiva works here: https://www.kiva.org/about/how
Developers fixed problems
Had browsing issues but reached out to support and they were actually fixed. Great app
Kiva is fantastic.
I am not wealthy but Kiva gives me platform to helps as best I can. By pairing up with others my small donation grows alongside donations to help real people. It makes me really happy. I have been with Kiva for over 20 years. One simple man has helped hundreds of families pull themselves into a better life.
Awesome way to help others
I love how easy this app makes it to help others on the other side of the world, in a way that I believe is dignified. Giving someone a loan recognizes their talents and is an awesome way to invest into them as a person and their talents as an entrepreneur.
Overall, Good app but a few points
-you shouldn’t expect to make a profit with loans on this app. Even in cases where there’s interest, inflation and delinquent loans will offset any gains you hope to get -it’d be nice if Kiva disclosed the interest rates on loans that have those -I had multiple delinquent loans to the Philippines and had difficulty filtering that country out for future loans. Have had good experiences with most other locations -$25 minimum for loans is inconvenient when you get fairly small repayments each month. I’ve got $9 sitting in my account that has to wait for the next repayment to pledge to another loan.
Love Kiva, and being a lender
The app works great! I love Kiva and everything that they’re about this is the best way to give.
Easy to Help
Kiva makes it very easy to help others through out the world with as little as $5. We started donating many years ago and Kiva has kept us informed of the loan status and the help that has been accomplished.
Kiva is fantastic.
I am not wealthy but Kiva gives me platform to helps as best I can. By pairing up with others my small donation grows alongside donations to help real people. It makes me really happy. I have been with Kiva for over 15 years.
We've made some changes to improve the navigation experience within the app! When you open the app, you will now land on the Discover tab instead of the Portfolio tab.
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