LightStream

The LightStream app helps you manage all your accounts in one place and makes it easy to apply for a new loan on the go. You can also: 
 
•	View all your LightStream accounts in one place 
•	Use biometrics to sign in so you don’t have to remember passwords 
•	Make fast, secure payments anytime, anywhere 
•	View your loan dashboard and your loan details  
•	Review loan payments and balances 
•	Track your loan amortization 
•	Check your loan payoff amount and date. 
 
Download the LightStream app today and manage your accounts no matter where you are.  
 
About LightStream: 
 
LightStream is a leader in consumer lending with a variety of loan options including home improvement, auto, debt consolidation, and more. LightStream offers the best loan ever, guaranteed. You can apply for a loan at www.LightStream.com. 
 
Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Lowest rates require excellent credit. At least 11% of approved applicants applying for the lowest rate qualified for the lowest rate available based on data from 10/01/2022 to 12/31/2022.  
 
Rate is quoted with AutoPay discount. Rates without AutoPay are 0.50% points higher. AutoPay discount is only available prior to loan funding. Subject to credit approval. Conditions and limitations apply.  
 
Advertised rates and terms are subject to change without notice. Maximum APR for a LightStream loan is 26.49% APR. Loan terms range from 24 - 144 months depending on the loan type. 
 
Payment example: Monthly payments for a $10,000 loan at 5.99% APR with a term of 3 years would result in 36 monthly payments of $304.17. 
 
You can receive your loan funds the same day if that day is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process. 
 
See our Privacy Policy at lightstream.com/privacy-security for how we handle your information. 
 
Banking and lending products and services are provided by LightStream, a division of Truist Bank. Member FDIC and Equal Housing Lender . 
©2023 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.