Banking and savings products that are designed for couples, no matter where you are in your relationship. The Split Account: Individual accounts & balances, but automatically split transactions. FDIC-insured for up to $250k. The Joint Account: One shared account and balance between you and your partner. FDIC-insured for up to $500k. The Personal Account: Your own individual checking account & savings pods. FDIC-insured for up to $250k. Savings Pods: The shared savings experience you've been dreaming of. Earn up to 5.15% APY*. Send & Receive Money: Send, receive, and request money from your partner in a few taps, for free. Pay Anyone: Send money to any bank account in the United States. Physical & Virtual Debit Cards: Get a physical and virtual Ivella Visa Debit Card that you can use instantly. Access 55,000+ ATMs: Get fee-free access to over 55,000 Allpoint ATMs across the world. No Fees: Ivella has no monthly maintenance fees, overdraft fees, or minimum account balances. Safe & Secure: All of your information is protected using AES-256 and TLS encryption. Instant Support Access: Get instant support access via email or text right within the Ivella app. Our member support team is around 18 hours a day from 6 AM to 12 AM PST. Ivella is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. The Ivella Visa Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. *Annual Percentage Yield (APY) of 5.15% is effective as of 8/8/2023. This is a variable rate and may change after the account is opened. Fees may reduce earnings on the account. For member support, please email [email protected] or text (424) 381-0725. Learn more at www.ivella.com
Downloader beware
Potentially useful information (as of April 15, 2024) that should be said up front: 1) 5.x teaser rate requires: a) 7$+ per month or b) direct deposit through third party app from employer. Otherwise you will be stuck at 1% APY 2) phone calls do not work on weekends 3) to delete the account you must send an email
United StatesGreat app but a bad savings account
Great app and great customer service but they freeze your savings account if you don’t make a transaction every 90 days which defeats the idea of a savings account.
United StatesGreat app!
My partner and I wanted to join our account and this is a great start!
United StatesGreat App!
I truly never leave reviews for any app just because I genuinely don’t find my input that important but I absolutely have to leave a review. My partner and I were going over finances and went to go check out our saving pods. When we go to login in we are denied and told our account was closed. I immediately begin to panic because we have money in there and I was scared we wouldn’t be able to get it back. I reached out to Ivella after Buisness hours and was nervously waiting for a response and knew I was probably going to have to wait until the next day and was really stressed. Within 40 minutes I had a reply, an answer as to what happened to our account, an our account was back up and we were able to access our funds again. I have never had such quick, efficient and professional response and action from any customer support…ESPECIALLY OUTSIDE OF BUSINESS HOURS!!…they truly know what they are doing and take pride in it! Just because this is a newer app please do not let it deter you! Give it a try and see if you like it as much! It also can’t hurt you that their savings pods off 5.15%apy!! Free money?? Absolutely for me!
United StatesSubscription fee
Please advise people that there are fees for monthly subscription. You did not place that information on your platform. False advertising is wrong! So saying that there is no monthly fee or maintenance is not been transparent!
United StatesCan’t open app
It was good at first and a great way to separate money for different things, but now I can’t even open the app or get my money back from it. I have a decent amount in there and need it back. Very upset and don’t know what to do.
United StatesNear perfection, but needs some marketing adjustments
The execution is almost there, but again some things are falling short which make the experience less polished than the first impression was. The app is genius but there’s still telling of a small start-up poking through in an app that otherwise gives the aura of a large company. Some outdated verbiage on their site about Ivella+ being $5/mo. If you’re using the split account, not joint, expect to pay $10/mo per partner if you want budget or savings features. I’m hopeful this changes since $20/mo/couple is very high and for most will negate the higher than average APY on the savings accounts. Debit card colors are not custom despite being shown as such online. Physical card design is much more standard than advertised and the cards are pretty flimsy. I’ll rarely use it so it’s fine, but the card design on their site is inaccurate at this time of writing. App has some bugs in the sign up process and during card activation but support has informed me those are being addressed.
United States
Our final update. Thanks, Ivella Team.
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