Welcome to the Future of Banking. Cogni the people-driven digital banking app designed with YOU in mind. We have created a secure digital banking platform that provides easy access without charging any unnecessary or hidden fees. Deposit your money, spend and track your money and make payments all within the comfort of the easy-to-use mobile app. Open a Cogni Account and Join the Banking Revolution. • No account maintenance fees. • No minimum balance requirement fees. • No overdrafts. • Cogni Pay allows you to transfer money free and instantly. • Freeze your card and report fraudulent or unauthorized transactions in the app. Free ATMs*: • No fees at over 55,000 Allpoint ATM locations worldwide. • Find the nearest location using the Allpoint ATM locator in the mobile app. • Traveling abroad, we have you covered! Access to over 15,000 international Allpoint ATMs. Quick and Easy Access to Your Account with No Hassle: • Make Instant and Free money transfers with Cogni Pay. • Your Digital and Single-Use Cards are found within the app and offer separate card numbers and security details, allowing you easy access to your money even when your Primary Card is not present. • Easy to read transaction history and statements viewable within the app. • Lost your Primary Card? No worries. Freeze the card and report fraud right in the app. • Was your Primary Card stolen? Conveniently report this in the app and we will send you a new card. Your Banking Solutions Found in One Place: • Freeze a card and Report a card lost or stolen. • Dispute transactions. • Track spending. • Generate single-use cards. • Set account activity notifications. More Ways to Deposit Funds into Cogni: • Set up direct deposit. • Make Instant and Free money transfers with Cogni Pay. • Visit participating Visa ReadyLink locations to deposit cash. Your Money Is Always Safe and Secure with Cogni: • Your Account is FDIC insured up to $250,000.00. • Your data is protected with advanced 256-bit AES level encryption, multi-factor authentication, Touch ID and Face ID, and employ strong internal access controls and audited processes. • Generate Unlimited Single-Use Cards to safeguard your account when making online or in-app purchases. Make Payments and Transfers: • No checkbook but we offer the option to generate and send checks for free. • Cogni Pay allows you to transfer money fast and free to your Cogni friends. * Digital Gift Cards and Pay Early features displayed in the tiles are coming soon. Privacy Policy: • Learn how we collect and use your information by visiting our Privacy Policy at https://getcogni.com/terms-and-privacy/mobile.html Terms and Conditions: • Learn more about our account terms by visiting our Terms and Conditions Policy at https://getcogni.com/terms-and-privacy/mobile.html • Terms and Conditions contain Cogni’s fee schedule. *The Cogni Debit Card is issued by Community Federal Savings Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. *Allpoint Network – over 55,000 fee-free ATM locations worldwide *Visa ReadyLink: When reloading your card at Visa ReadyLink Cash Deposit locations, funds will be available in 30 minutes or less. Fees vary by participating retailers but are typically $4.95 or less. Visa ReadyLink Cash Deposit locations may be found using the locator in the app.
Onboarding is atrocious
User name and password alone don’t work along w sms. The id scan isn’t useful either needed to update address.
Login Issues
When you change your number one time you start to go through login issues and they will take a whole month or two to help you out dont download a very horrible banking app of I could give it no stars I would.
they Never opened my account
Took all my information and said they will review it to open my account in the next few days. ONE MONTH LATER and I still have the same message. When I called them I got no response after submitting ALL my personal information. Feels pretty suspicious after taking all my personal information to open an account and no response from them or anything just a bunch of Spam emails for there bank.
Definetly not the future of Banking
Im only giving a 1 because that's the lowest I can go.Ever since day one I've had problems here first started when I switched my telephone number it took them two weeks just to get things set back up for me.Then I had a merchant dispute theyTell me they can't help because it's not a fraud charge.Which I don't think their manager knew what he was talking about at all but I've come to find that out because all he does is tell people lies anyways and doesn't ever contact you back when he says he's gonna. it's been over two months and my disputes aren't resolvedAnd all I get is run around every day,Some new lame excuse.If I was anybody just to let you know I've only been here three months not even. I would save yourself the headache.I've never been treated so poorly by any bank ever
Scam
Scam company
delete the carbon footprint feature
this app is woke and tries to track your carbon footprint like all the big tech companies. i suggest boycotting like we did to target and bud light
Cogni
This app is so good I like it so much
Unlock savings and share the love! Enjoy the fast and easy way to buy and share gift cards from top brands with Cogni.- Minor fix and improvements
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