Mortgage by Zillow: Calculator & Rates

Financing a home can be complicated. We’re here to help.

Homeownership may be closer than you think. Use Zillow calculators to find out what you can afford, and gain control of the home finance process with live, customized mortgage rates from multiple lenders, all in one place. Find a local lender in minutes who can help you get pre-qualified for a mortgage, and show sellers that you’re a serious and credible buyer.

Our app makes it easy to reach a local lender, whether you’re looking to purchase or refinance a home. Remember, it’s best to talk to at least three different lenders when shopping for a mortgage to find the right loan for you.

With Mortgage by Zillow, you’ll find:
• Local lenders
• Payment and affordability calculators
• Real-time mortgage rates

Key Features

For home shoppers:
• Find out how much you can afford to spend on a new home with our home affordability calculator.
• Estimate your monthly mortgage payment with our mortgage payment calculator.
• Compare mortgage rates, APRs, fees, monthly payments, loan lengths and more with customized quotes from dozens of lenders.
• Get real-time mortgage rates based on your location and loan requirements.
•Find a local lender to discuss your loan options and help you get pre-qualified to buy a home. 
• Rate history makes it easy to come back and compare past rates with current quotes.
• “Call lender” function allows you to contact lenders directly through the app.

For homeowners:
• Refinance calculator estimates your breakeven point and shows money savings over time.
• Compare the latest refinance rates to see if you can lower your interest rate.
• Find a HELOC lender to see if you can tap into your home equity. 
• HARP quoting provides custom refinance rates for homeowners who are upside down on their mortgage. 
• Easily share results with your spouse or partner from the app.

We are always working to improve Zillow’s apps. Please continue to send feedback to [email protected].