BofA Point of Sale - Mobile

Now you can give your customers the payment experience they expect with Bank of America’s Mobile Point of Sale Solution¹. Combined with our Mobile Card Reader D135, the app is simple, secure and works virtually anywhere. Plus, enjoy clear and transparent rates, quick and easy technology and one seamless Bank of America relationship that comes with some nice perks.

WHAT’S INCLUDED?
Start taking payments quickly and easily
•	Accept payments in person with the Mobile Card Reader D135, a Bluetooth® card reader that lets you take payments on a smartphone or tablet with the “BofA Point of Sale – Mobile” app  
•	Take payments over the phone with the Virtual Terminal, included at no extra cost. ² 

Straightforward rates
•	Clear and transparent Simplified Pricing ensures you always know how much you will pay for each transaction.
•	No monthly account fees or minimum volume requirements.
•	No long term contracts.

Payment acceptance
•	Accept all payment and card types your customers expect, including swipe, dip, tap and digital wallets. ³  

Enhanced checkout experience
•	Choose from integrated receipts sent via text or email.
•	Capture on-screen signature and tips during the checkout process.

WHY CHOOSE BANK OF AMERICA? 
Security⁴
•	Cutting-edge encryption and PAN tokenization help protect you and your customers, at no extra cost.

Improved cash flow⁵
•	Access funds as soon as the same business day at no additional cost. 

One seamless relationship
•	Effortlessly view and manage your Business Advantage and Merchant Services accounts in one place.

Service and support
•	Get peace of mind knowing you have help whenever you need it with 24/7 U.S.-based technical support and experienced merchant consultants at your service.

WHAT YOU NEED TO GET STARTED
A Bank of America Small Business checking account and Merchant Services account are required.  Need help opening an account? Call 855.225.9302 to speak to a Merchant Consultant.

DISCLOSURES
1.	The Mobile Point of Sale Solution consists of the Mobile Card Reader D135 and the BofA Point of Sale-Mobile app.  The reader requires a compatible AndroidTM or iOS mobile device (smartphone or tablet) supplied by the merchant to operate. Message and data rates may apply.  In order to use the Mobile Point of Sale Solution, a Merchant Services account from Bank of America and a Small Business checking account from Bank of America must be opened.  Merchant deposits must settle to the Bank of America Small Business checking account.  PIN Debit, EBT and gift card transactions are not supported.  
2.	Virtual Terminal transactions will be processed using the Card Not Present transaction rate.
3.	For contactless payments, the Mobile Card Reader D135 will only accept Visa® and MasterCard®. 
4.	Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Card Organization Rules. Requires eligible equipment. 
5.	Same day access to funding is subject to credit approval. If your merchant account is approved for same day funding, you will have the option to select one funding window to initiate a payout of proceeds to your designated Bank of America Small Business checking account used for settlement. Valid only on Visa®, Mastercard®, Discover® and American Express® transactions and PIN debit transactions including EBT. Exceptions may apply.
A Bank of America Small Business checking account is required to apply for a Merchant Services account. Merchant Services processing funds must be settled into a Bank of America Small Business checking account. Banking products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
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