If you’re ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it. Kikoff customers who make on-time payments see improvements of their credit score by 58 points, on average.* Sign up for Kikoff basic plan for just $5/month or premium plan for $20/month. You’ll get a credit line reported to Equifax, Experian, and TransUnion every month. Each on-time payment builds payment history, which helps your credit! Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply. How it works: 1. We lower your credit utilization with a $750 or a $2,500 tradeline. 2. You make a purchase with that credit line (limited to Kikoff services), and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to the credit bureaus every month while your utilization rate stays low (like 8% low). 3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup. 4. We flag errors on your report. Also, users with Premium Credit Service account can sign up to Rent Reporting to have their rent payments reported. Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest. *Credit Score Increase: Based on Kikoff customers who start with 600 or below credit. Payment behavior can have an impact on your credit score, and individual results may vary. Data current as of March 2022. ** Kikoff reports to all three major credit bureaus but which bureaus are reported to depends upon which Kikoff products you have.Kikoff Credit Account and Kikoff Secured Card report to Equifax, Experian, and TransUnion. Credit Builder Loan (optional add-on) reports to TransUnion and Equifax.
Awesome
Definitely works great!!!
Kick
It works for me while I’m in the hood trying to make it
So far, so good
My score jumped up 74pts within the first month. I’ll revisit this at the end of my term with a full assessment.
Kikoff
So far so good I like it.
Credit buildup
Love it if anyone have low credit score you will see results within 3 months of using it
This is a scam
I have had this account for over two years the $350 pay to just to build money does actually work they did send me that money. I also had the $750 loan when I went on today it said I had only paid $35 towards this loan which I know I was almost done paying it off, so when I called Customer Support she said no that was not an actual loan. I was just paying the service fee of $10 a month. I never actually got to use my loan. There was no way to actually access the $700 I had paid in. I thought it was because they wanted the money before I could use it but after I had it built up there was no way to actually access it.
Update the auto pay to a right now can’t screw it up
Pay early on the day you need please
* Various UI improvements * Bug fixes
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