Lenme: Investing and Borrowing

Lenme: Investing and Borrowing

Borrow, Lend & Grow!

App Report, Market and Ranking Data
Free (IAP)
4.3 (26.5K)
United States United States
Borrow, Lend & Grow!
Lenme app is the perfect tool helping in all connections between borrowers and investors.
Borrowers can get all the loans they need in minutes with total ease! We even allow users to continually increase their loan limit eligibility while requesting loans through the App. Until you are eligible for loans that can reach up to $5,000!

And if you have an interest to invest in lending. Lenme is your perfect gate to earn some cash and generate very good passive income. With returns that can reach up to 40%!

Benefits you can get for as low as $1.99 a month:
- No credit score required, debt-to-income ratio, or paperwork hassle.
- Creating your borrower profile and requesting a loan won’t take more than 10 mins!
- Thousands of Investors will compete to offer the best rates and you will have the power to choose.
- Get funds transferred to your bank account as quickly as the same day
- As long as you pay back your loan your limit will keep increasing until you are eligible for up to $5,000!

Lenme has the perfect investing platform!
- Diversify portfolio in a market with low volatility.
- Easily select investments that suit the level of risk you’re comfortable with.
- Enjoy withdrawing your earnings at no cost.
- Investment assistance with Lenme predict service.
- Invest in almost risk-free loans backed by Crypto as Collateral.
- Lenme Predict technology will help you get a better analysis of Borrower's profiles and earn more money while investing wisely.

Lenme has a new loan just for you - borrow up to $10,000 using your Crypto-Wallet as collateral. That's right! Borrowers Owning crypto can now connect their wallet to the app and request bigger limit loans. Investors can now earn up to $1,700 when funding Crypto-Backed Loans!

Lenme is also offering what is beyond Lending and borrowing, Amazing Features:
- Receiving up to $40 when you refer a friend to use Lenme
- Saving money through our marketplace offering amazing discounts & offers on other brands you use on a daily basis.

Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and at what interest rate.

Lenme offers a monthly/annual subscription through Apple Pay. LenmePredict, our machine learning algorithm, is a standalone product offered for lenders through Apple Pay for purchase either per-use or monthly/annual subscription. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your iTunes account.

Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and maybe liquidated in case of default or sudden price drop of the held currency.

Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period, paid in installments. Lenders can offer loans for a minimum of 3% APR based on the credit score and their own criteria. The lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis.

A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with a total interest and fees of $76.96.

For more information, see our Terms of Use and Privacy Policy.
Category Ranking
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Review Breakdown

You will not get a loan ever

I spent months paying the 1.99 fee never have i received a loan not even a 50 dollar one. Do not waste your time and money into something like this. All they ever say is someone can fund you just keep trying 🙃

Brian619000Sat, Dec 2, 2023
United StatesUnited States

Read this before you try out Lenme

Here’s what to expect: Set up account - easy and quick. Request an amount - my initial amount was up to $200. A request goes out to investors. My loan was picked up by an investor right away. I signed my loan docs. Here’s where things get messed up… You have to wait for the investor to sign the loan docs and they get 48 hours! I waited the 48 hours and the investor never signed the loan docs. My loan went back into the marketplace and started the process all over. This loan did get funded but took an additional 48 hours. I paid back the loan on time and tried it again, this time approved up to $400. My loan was picked up right away from an investor…same song and dance. I’ve now been waiting over 72 hours for the investor(s) to sign the loan docs because the first one let it expire. I do not believe that the “investors” are just “not signing” the docs. There must be something else going on behind the scenes. Perhaps Lenme is trying to earn interest by holding onto peoples money. Who knows. If you need cash fairly quickly, don’t waste your time with this app.

YenomtegSat, Dec 2, 2023
United StatesUnited States


Went to do the verification it won’t take the back part of my id when I try to take a picture

Bougieb223Sat, Dec 2, 2023
United StatesUnited States

Takes forever to get any offer if it’s not a fraud

Gonna delete this app soon as possible & why is there no option in the app to delete your account & personal info? I want my account closed immediately

Pink Sunshine7Sat, Dec 2, 2023
United StatesUnited States


Boring standing here not like the tv

Stevo557Fri, Dec 1, 2023
United StatesUnited States

Very easy

Hey I’m 22 years old and ever since I found out about Lenme it’s been very useful. Even when you can’t make your mind up today they will send you messages and you can click and sign up with any loan out there thank you Lenme.

4Goat4Fri, Dec 1, 2023
United StatesUnited States

It’s ok

I downloaded the app but it’s just not what I was looking for!

Aimes2789Thu, Nov 30, 2023
United StatesUnited States
Download & Revenue
DOWNLOAD 23.9KNov 2023Worldwide
REVENUE$21.5KNov 2023Worldwide
download revenue
Bundle Id
Min Os. Version
Release Date
Thu, Sep 20, 2018
Update Date
Mon, Nov 20, 2023
Content Rating
Has IMessage
Support Watch
Support Siri
File Size
Has Game Center
Family Sharing
Support Passbook
Supported Languages
Dec 5, 2023
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What's New
2 weeks ago
1. Now borrowers and lenders can use their passports for verification
2. We have fixed bugs to provide a more seamless experience.

If you have any questions or ideas, please contact us at [email protected].
Top In-App Purchases



Monthly Subscription
Annual Subscription
$0.99 LenmePredict
LenmePredict Monthly
LenmePredict Annual

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