HDFC Bank SmartHub Vyapar

Business solutions and business growth. With one powerful app, now get both! 


HDFC Bank SmartHub Vyapar is a holistic Business & Banking App to aid your business growth. You can onboard instantly and start accepting payments from all modes, get savings on your business expenses, get access to loans, apply for fixed deposits and business cards. 

SmartHub Vyapar also empowers you to grow your business with several customer engagement and analytics tools. 

  

One of the best rated business apps which helps you to manage your day-to-day business seamlessly and grow. 

  

Key features of HDFC Bank SmartHub Vyapar: 

  

Instant Onboarding: 

1) HDFC Bank SmartHub Vyapar offers instant, digital, and paperless onboarding experience to existing HDFC Bank Current Account & Savings Account holders. 

2) Get QR code instantly to start accepting UPI payments as soon as you are onboarded as a SmartHub Vyapar merchant. 

  

Accept Payment Seamlessly: 

1) Accept payments from all modes seamlessly via UPI, SMS Pay, and QR. 

2) Get instant settlements on UPI transactions for easy access to funds 

3) Check the payments credited to your account in a single view, for all payment methods across all your stores. 

4) Record, track and collect outstanding customer dues digitally, through Pay Later. 

5) Use Cash Register to record your customer’s cash payments for easy reconciliations. 

6) Empower your staff to accept payments by creating their logins on app by assigning roles such as cashier/manager. 

7) Merchants can now view all their Central Bank Digital Currency (CBDC)/ Digital Rupee transactions via SmartHub Vyapar. 

  

Instant Access To Loans: 

1) Avail funds from various loan options to match your business needs: Collateral based & Zero collateral loan options available 

  1.1) Collateral-based loans: Loan against Property, Gold loan, Loan against Securities 

  1.2) Zero Collateral loans: Insta/ Jumbo loan against Credit Card, Overdraft facility, Business Loan 

2) Disbursal in 10 seconds without documentation for select pre-approved customers. 

  

Get Savings on Business Expenses: 

1) Make vendor, distributor, GST & utility bill payments digitally, powered by HDFC Bank Business Credit Card and get credit period of up to 50 days. 

2) Avail of easy payment option at flat 1% interest rate. 

3) Access dashboards and reports for easy tracking and reconciliation. 

 

Grow your Business digitally: 

1) Increase footfalls and sales at your outlets by creating offers for your customers and sharing via messaging apps and social media. 

2) Track transactions of all your outlets in real time on the one view Dashboard. 

3) Download transaction and settlement reports for desired time-periods from the Reports section and track business performance easily. 

  

HDFC Bank SmartHub Vyapar App also gives you access to: 

1) Banking Services: Get instant access to HDFC Bank’s numerous offerings such as Business Credit Cards, Prepaid Cards, and Fixed Deposits within the app itself. 

2) 24*7 Support: Get around-the-clock service support with the EVA chatbot and helps you reach out to the help centre to address all the issues and queries 

3) Tutorials and FAQs: Access to all necessary information about SmartHub Vyapar and its features 

  

Download the HDFC Bank SmartHub Vyapar App and kickstart your business today!