No Fees, No Minimums, Just Freedom! Key Features: - No Credit Check: Open an account freely. - No Hidden Fees: Transparency in every transaction. - No Minimum Balance: Keep as much or as little as you need. - No Foreign Transaction Fees: Affordable global spending. Elroy: Your Comprehensive Banking Solution Join Elroy and experience banking without borders. Whether you have an SSN or ITIN or not, Elroy welcomes you to a world of accessible, efficient, and rewarding banking. What’s Included? - Cash Account: No minimum deposit, fully transparent. - Free Elroy Mastercard Debit Card: Make purchases anywhere, anytime. - Elroy Pay: Instant peer-to-peer transactions within the Elroy network. - High-Yield Savings: Earn more on your savings. - Fee-Free Money Transfers to Mexico: Send money effortlessly with Elroy Global. - Cash Deposits: Add cash to your account at over 90,000 locations. - Discounted Money Transfers, Calling, and Mobile Top-Up: Use your Elroy Mastercard in our BOSS Revolution® or BOSS Money apps to send to 50+ countries at discounted rates. - Cashback Rewards: Earn as you spend at various merchants. - Multilingual Support: Banking in your language, including Spanish. - Advanced Security: Keep your funds safe with top-notch anti-fraud protection. Elroy’s Banking Features: - Easy Account Opening: FDIC-insured cash accounts with no SSN required. - No Overdraft or Foreign Transaction Fees: Spend without worries. - Early Direct Deposit: Get your paycheck up to 2 days earlier. - Access to a Vast ATM Network: Withdraw cash at 55,000+ fee-free ATMs. International Money Transfers Made Easy: With Elroy, enjoy fast, secure, and fee-free transfers to Mexico. Other countries coming soon. Disclosures: IDT Payment Services, Inc. DBA elroy (formerly Wallet by BOSS Money) is a financial technology company, not a bank. Elroy Cash Account and Debit card are provided by Evolve Bank and Trust, Member FDIC. Your deposits are FDIC insured up to $250,000 through Evolve Bank and Trust. The elroy Mastercard® Debit Card is issued by Evolve Bank and Trust, Member FDIC, pursuant to a license from Mastercard®. See your applicable cardholder agreement for details. Certain services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”). Synapse is not a bank and is not affiliated with Elroy. Brokerage accounts and cash management programs are provided through Synapse Brokerage LLC (“Synapse Brokerage”), an SEC-registered broker-dealer and member of FINRA and SIPC. Additional information about Synapse Brokerage can be found on FINRA’s BrokerCheck. See Synapse Terms of Service, Privacy Policy, and the applicable disclosures and agreements available in Synapse’s Disclosure Library for more information. The Partner Financial Institution(s) participating in a Synapse cash management program can be found in the List of Program Banks. Money transfer services are provided by IDT Payment Services, Inc., a licensed money transmitter (NMLS 935577, MA FT935577), or IDT Payment Services of New York LLC, licensed as a Money Transmitter by the New York State Department of Financial Services. 520 Broad Street, Newark, NJ 07102
Horrible app stole my money 275$ won’t let me log back in
Horrible
Unethical company!!!
Do NOT waste your time with Elroy. They are an unethical company. After using their app and complying with the new user deposit terms, they decided NOT to honor the terms to pay out the bonus. After asking them to close my account and cut me a check for my balance, they said they don’t cut checks under a certain amount and that the funds would be kept by them…how is this legal?!? STAY AWAY!
Work on your costumers
You people delay on when someone account is block or lock to attend to the person to fixed And also you people can’t find things for someone when he need help from you people and if hard for you people to see something to someone account to fixed improv it well and make it better cause the account is good to be used so you people have to work on it and manage things better because what happen to me I called and it can’t be solved for me for hours now no one attend to me back for feed back how and why then block/locked my account
Best Banking App!
App is so fast and easy, setup in less than 1 min! Also it has so many benefits from highest interest rate on the market, no fees, no minimums and I can set up direct deposit and get paid up to 2 days early. Finally a bank that works for me!! Thank you Elroy
Easy to Use
Thanks for providing another bank avenue with great new features. All Veterans no matter what age can benefit from ElRoy!
La idea de banco está bien pero
Todo son problemas y nunca resuelven nada, conectar el banco pasar dinero y todo lo que ello convenga, en fin solo es funcional para enviar dinero pero desde la app de bossRevolution
Steal
Every day someone try to steal money from my account, you don’t fix it
Lots of updates in this version to make your experience better! - Simplified home screen - More widgets! - AutoPilot for automating balance transfers - Round-Ups for simple savings from card purchases - and much more
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