United StatesGetting out of debts is the first step on the journey towards financial freedom, and Debt Free Box is your companion on that journey. Debt Free Box is the easiest to use Debt Payoff management app – no need to track every transaction or detail – just set up your payoff plan once and app will help you follow it through until you are fully Debt Free. Do you have a mortgage, car loan, student loan or any other debt that you’ve struggled with for years or months trying to clear it? You are not alone. The Debt Free Box will ease your mind by helping you plan to pay off your debts on time. You no longer need to be overwhelmed by debts when there’s an app that will organize all debts in one place and help you clear them fast. This app is FREE, so you can as well hit the install button now! Why You Will Love Debt Free Box: Snowball method and extra payment strategy: - Define in which order you want to pay off your debts - smallest first? or highest interest first? - Use released monthly funds to pay off subsequent debts faster (like a snowball) - Add extra payment every month and see how much you will save interest and time “Fast forward”: - No need to manually enter your transactions! Just tell app to fast forward for you - Fast forward allows app to update your debt to current status as if you were following initial plan - You can manually update your debts or change your payoff plan any time Simple and clean user interface with no ads – This helps you to see results clearly and quickly. New/Edit debt option – Allows you to edit: - Name - Category of the debt (auto, bank, credit card, student loan, medical, mortgage, computer, bill consolidation and others) - Remaining balance - Loan amount - Interest rate - Next due date - Minimum monthly payment Shows payment schedule details: - Balance - Pay off debt - Interest - Payment amount made - Principal - Remaining balance Fastest payoff - The app calculates the cheapest and fastest method of paying off your entire debt. It gives you total control – You can go through your debts and decide which debts you should pay off first and the extra amount to pay. The app helps you to remain focused on your plan. Supports all types of debt -The Debt Free Box supports different types of debts including credit card, cash loan, student loan, car loan, mortgage and more. What-if analysis – You can try out different ‘What-if’ scenarios such as a change in the interest rate or extra monthly payments. Extra payment option – Helps to calculate interest and time savings. Super compatible – It’s optimized to work on all your preferred mobile devices. Regular updates – No more bugs or annoying crashes. The app has periodic updates to ensure it works flawlessly. The updates may also come with some new, awesome, bonus features. Feel free to drop us a line! We’re always listening to your suggestions to improve Debt Free Box. If you have any issues with the app, just contact us and we will help you! ** Are you loving our app? We’d love to hear about it! Please take a moment to leave us a nice review. It really helps! ** While you’re in the sharing mood, go ahead and throw us a like on Facebook too, THANKS. We appreciate your support greatly! You inspire us to make more great apps like Debt Free Box. Start leaving debts behind by installing the Debt Free Box on your mobile device!
Mortgage
So far so good. However, I do not see the option to break down the mortgage payment such as principal, interest, insurance and taxes. Those numbers should be included.
United StatesDoesn’t Function Properly
I just downloaded this app I am already experiencing issues. Trying to enter the first debt, click to enter the due date, I am taken to a blank page where the only option is “Save.” I click to go back, and am provided with an error message. This has happened 5 times & still unable to enter even ONE debt. The app is “clunky,” at best. At worst: waste of money.
United StatesAll it does is lists it
This app doesn’t do anything but show you what your pay off date is by you adding everything to it. You have to pay in order to use their snowball method. I can write my debt on a piece of paper for all that. Go get the EVERYDOLLAR APP BY RAMSEY. Much better ✌🏻
United Statesbalance calculation issues and no app support
They market this as FREE but it’s only free for 2 or less debts. Then you need to “upgrade to Pro” which includes everything advertised as free ( snowball method, payoff options, unlimited number of debts,etc.) Just be transparent about the pro version because it’s more cost efficient than other well known apps on the market. Pros: simple to use. Plug in the numbers and the app does the calculations to include a snowball method. A plus is not having to link accounts (for added security). Seeing the decreasing debt and nearing/hitting payoff dates is a feeling like no other. Cons: Can’t adjust balances if the debt amount increases/decreases. Ex. If you paid a little more or added a charge on a credit card. You can change the total amount but my experience has been it throws off the payoff calculation terribly, meaning the math wasn’t adding up correctly and there wouldn’t have been a way to fix it but to delete and readd which I didn’t want to do and lose the tracking on my progress. Some weeks later the app caught up and corrected the issue. But I’m hesitant to go through that again. Overall: This has been extremely helpful for me and how my brain works. Budgeting and paying debt is hard enough without having trackers being complicated. This gets to the point. Pay this amount on this date to achieve this result. The end! I started using the savings tracker and plan to try the bill tracker as well.
United StatesThe simplicity is refreshing
They market this as FREE but it’s only free for 2 or less debts. Then you need to “upgrade to Pro” which includes everything advertised as free ( snowball method, payoff options, unlimited number of debts,etc.) Just be transparent about the pro version because it’s more cost efficient than other well known apps on the market. Pros: simple to use. Plug in the numbers and the app does the calculations to include a snowball method. A plus is not having to link accounts (for added security). Seeing the decreasing debt and nearing/hitting payoff dates is a feeling like no other. Cons: Can’t adjust balances if the debt amount increases/decreases. Ex. If you paid a little more or added a charge on a credit card. You can change the total amount but my experience has been it throws off the payoff calculation terribly, meaning the math wasn’t adding up correctly and there wouldn’t have been a way to fix it but to delete and readd which I didn’t want to do and lose the tracking on my progress. Some weeks later the app caught up and corrected the issue. But I’m hesitant to go through that again. Overall: This has been extremely helpful for me and how my brain works. Budgeting and paying debt is hard enough without having trackers being complicated. This gets to the point. Pay this amount on this date to achieve this result. The end! I started using the savings tracker and plan to try the bill tracker as well.
United StatesIt’s okay
It’s not what I thought it would be. I paid the 4.99 but I was expecting more.
United StatesNeeds more features. Very very basic.
You can only plug in your debt. Can’t track how you’re doing.
United States
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