Savvy Debt Payoff Planner is ad-free with a 100% free and paid version that puts money back in your pocket each month by sharing interest savings insights. Savvy encourages you by sharing often how much you put back in your pocket. Savvy’s budget helps compliment your debt payoff plan to understand your entire financial outlook each month. Savvy hates debt, so its goal is to get you out of debt easier, cheaper, and faster. ------------------------------------------------- HOW WE MAKE DEBT FREEDOM EASIER: 1) Debt can be stressful. Savvy debt payoff assistant is first an encouragement focused app that shares how much you are actually putting back in your pocket each month 2) Savvy tells you what you pay and how much to pay towards each of your debts each month. Once your minimums are paid, Savvy will tell you where to put the extra money. 3) Have questions? Text us 24/7. We are ready to serve you. ------------------------------------------------- HOW WE MAKE DEBT FREEDOM CHEAPER: 1) The average user may save over $2,000 by using Savvy even after the monthly fee compared to using a debt payoff planner using the Snowball method based on our recent study. How? Savvy was built using our proprietary Savvy debt payoff method. It’s not the snowball method or the avalanche method. Instead, the Savvy debt payoff method provides the psychological benefit from the Snowball method and the interest savings of Avalanche. 2) How much does Savvy cost? Savvy’s goal is to get you out of debt. We do not want to push ads or try to provide financial products you don’t need Savvy provides a free version that is ad-free as we want everyone to get out of debt. Savvy also offers a free 30-day trial followed by a subscription fee of $5.99 a month. We have to prove to you that we provide enough value before you provide a dime. ------------------------------------------------- HOW WE MAKE DEBT FREEDOM FASTER: Because we save the average user over $2,000, you get out of debt faster. Let’s shave a couple of months off of your debt freedom date together. ------------------------------------------------- COMMON QUESTIONS 1) Do you allow me to add my accounts manually or automatically? Both. Savvy is designed to serve the very busy population by allowing you to add your accounts automatically by giving read-only access to view transactions via your bank account (see security question below). If you are wary about security and/or you’d like to control the process, you can also add your accounts and your transactions manually. You are in control. You decide. 2) Let’s talk about security. How do you keep me secure with automatic account integration? Savvy protects your transaction information with read-only access and bank-level security via your financial institutions. Your data is your data, which means we never would share with third parties. ------------------------------------------------- When you download and use Savvy, you agree to Ascend's Terms of Use: https://tryascend.com/legal/terms-of-use Message and data rates apply. Mobile data is required for your financial information to refresh. Your account balances may not reflect recent transactions immediately. Ascend connects to US financial institutions only.
Complicated
Complicated. Not easy to track
Excellent
I’ve tried several apps for this and until now they were all pretty much just glorified manual calculators! This all is incredible it’s easy to use and accurate! Well done team!
Unhelpful bugs
Shows things are paid off that are not
Great app
Love the combination of a zero based budget and a debt payoff planner! Very easy to use!
Debt Payoff Planner and BudgetIn ONE place
Sure, Savvy Debt Payoff planner has a ton of great features, but one of my favorite features is that it combines 1) Debt Payoff Planner 2) Budget in one easy to use app. It also shows how much faster savvy helps you get out of debt!! Thanks so much savvy team for this debt payoff planner!!
Wonderful app while I paid down $16k debt
Savvy was a very useful tool to help me pay down my debt. I love the graphics and visuals as my debt went down to $0.00! They have been extremely responsive to any issues or questions that I had in configuring my accounts. Recommended savvy to friends to help with their debt reduction. Thank-you
A Budget and Snowball Debt Payoff Planner IN ONE!
Savvy Debt Payoff Planner is both a budget and a debt payoff planner. It's perfect if you are a fan of Dave Ramsey and appreciate zero based budgeting and the snowball debt method. That said, they also have the Savvy Debt Method, which is a newer method they developed. Super cool. Thanks team!
New app features and fixes!
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