Debbie is the app that will get you out of debt. For good. We are the first rewards program for debt payoff. At the core of Debbie is a psychology-based debt payoff program, where we help you understand your money mindset, set goals, track your progress, and earn rewards when you reach milestones! Each part of the Debbie program will help you gain the knowledge and tools to upgrade your habits, stay out of debt forever, and build wealth. Here are the features you can expect from the Debbie app: - Personalized monthly debt payoff and savings goals - Quick Wins: weekly short financial challenges, like checking your balance or credit score - Learnings: weekly courses that uncover the truth of your money psychology - Cash rewards for completing your goals, Quick Wins, and Learnings! Note: Debbie is currently by invite only. We are working actively to get as many users as possible off of our waitlist. Download the app and sign up to be notified about opportunities to skip the waitlist. HERE’S HOW IT WORKS: 1. Download the Debbie app Start by downloading the app to get ready on your journey to debt freedom. 2. Connect your debt and savings accounts In order to help you track your progress and reward you for hitting your goals, you will need to hook up any relevant accounts. 3. Get started on your Debbie course We will walk you through your Debbie course which teach your about your money mindset 4. Hit your goals and get paid Complete your debt payoff and savings goals for the month, as well as your weekly Quick Wins and Learnings to earn rewards. 5. Access lower rates on your debt* Level up in the Debbie program and gain access to our Rate Crusher, where we negotiate for lower rates on your debt. FREQUENTLY ASKED QUESTIONS How much does Debbie cost? Debbie is 100% free to the user. How does Debbie get paid? We work with financial institutions who sponsor our users in order to improve engagement on their loan and savings accounts. In addition, those partners pay us when we’re able to match you with a product that suits your needs. How does Debbie save me money? We focus on making sure you stay on your debt freedom journey and don’t rack the debt back up, as well as reducing the interest burden of your current debts. Does it really work? Debbie users have pad off 3x more debt than the average debtor, as well as save around $100/month on average. Do you want to be part of this elite crowd? DISCLOSURES *Not a guarantee of approval. Debbie does not extend credit directly. Our credit check won’t impact your credit score. Terms and conditions apply.
Helpful yet slightly confusing
Although the premise of the app and the tips and suggestions that the app provides for managing, saving and budgeting personal finance are extremely helpful and beneficial I’ve found the idea of being able to “cash out” the Debbie points that the user occurs to be very difficult. I seems as though the app will allow you to cash out to your own individual financial institution but when I try to cash out I keep getting directed to create a new account with a credit union and thus have not been able to cash out any of the points I’ve accrued through the app.
United StatesA Financial Literacy App That Works!
I’ve never done this before, but after using Debbie for a little over a month, I felt the need to contact the Debbie team with the following email: “I just wanted to say thank you for creating this app. I grew up poor and that was all we knew. My parents didn’t have the knowledge to pass down to me so I made a bunch of financial mistakes that I’m trying to correct now. Debbie makes financial literacy interactive and manageable! I look forward to my check ins and learning about the psychology behind my money habits. Thank you again! I’m working towards lowering an interest rate on my personal loan!” And this gratitude still holds true to this day. I am thankful that I can also add that I have earned my first $50 payout from Debbie after completing all my weekly and daily check ins and assignments. I am so thankful for this app!
United StatesReally useful advice and gamified learning
I have had a tumultuous journey with finances, this app has helped me learn habits and strategies to save and pay off debt while making it fun!
United StatesChanged my life
Debbie has been so fantastic! The modules are interesting and changing my money habits has impacted all the other aspects of my life too. I feel more confident in my money and prepared for the future. There aren’t any gimmicks or catches, but you have the option of paying a fee or opening an account with one of their partner credit unions. LFCU’s high interest rates make it worth it to save. 100% recommend Debbie to anyone at any point on their personal finance journey.
United StatesNot impressed
I’m really not impressed with this app. It feels thrown together and poorly thought out. The educational modules are random and illogically organized. The suggestions are often condescending and obvious (not to mention the ridiculous push notifications). The dates for the upcoming modules constantly change (1 day to go becomes 7) as well. The app just does not have useful content at all.
United StatesGreat app
Teaches well, you’ll learn a lot.
United StatesDebbie is changing my life.
I started using Debbie more than 8 months ago and its totally helped me correct my bad money habits, from the way I think to the way I spend and save. They also helped me consolidate my debt at a lower rate and put me on the path to being debt free sooner than I would have gotten myself. Im so glad I began this journey.
United States
Bug fixes
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