"If you have Debt, you need this app" - Mark Cuban, Changed Investor “…I already feel like it is helping me make a dent on my loan debt. It is super simple to use, and I enjoy checking to see how much I’m saving. I also love the updates they give you on how much you are saving when they send your round-up receipts. Overall, I think it’s a great resource!” - Sam, a Changed member “I’ve been able to send an extra $1,000 over the last year to my loans without effort! What a great idea. Using your spare change to pay your student loans.” -A review from Leslie Roundup change, pay down your Credit Cards, Mortgage, Auto Loan, Personal Debt, or Student Loans, and Save with Stash My Cash. Get out of debt sooner, and save money with Stash My Cash! Download the app that has helped pay off over $60 Million worth of debt. You have debt...we all do (including all of the founders of Changed), and it's the biggest burden in our lives. Committing to 10,15, 25, or 30 years of repayment is no joke. Changed shortens your repayment and gets you out of debt sooner. How does The Changed App work?… •Spare change roundups Simply link your spending cards and we do the rest and save for you automatically. Changed aligns with your natural spending, makes small roundups to the next dollar, and applies the accumulated change toward your debt. Put your savings on Auto-Pilot! •Stash My Cash With Stash My Cash, you can automate your savings so you have some backup money in an emergency savings fund or you can set a goal to save for a big purchase. When you set up Stash My Cash, you can split your savings between paying off debt and saving. Or you can just send 100% of your savings to Stash My Cash. You're in control. •Link Multiple Loans and Credit Cards Changed covers all loan servicers. From Aidvantage, Rocket Mortgage, Mr. Cooper, Great Lakes, Huntington Bank, FLS, SoFi, MOHELA, Nelnet, Earnest, CommonBond, and many more. Link your loans and cards in your main hub and track your savings in your Changed dashboard! •Boosting your savings You also have the option to BOOST your savings directly in the app and knock out debt when you have an extra $20, $50 or $100 here and there. •Scheduled your Boosts Schedule transfers to save on your own terms. $15 every Friday? $1 every day? It's up to you and on your schedule. •Automate savings and payments Changed runs in the background to save for you and automatically send payments. Set-it-and-forget-it. Changed makes transfers to your personal FDIC-insured Changed account based on roundups from your everyday purchases. Once your Changed balance reaches your set threshold, we automatically send a payment to your loan servicer or credit card company to be applied as an extra payment! Whether you have a mortgage, student, auto, credit card, or personal loan, we're here for you. Sit back and take years off of your repayment! •Rewards for Saving and sharing Changed PERKS is the only program that rewards you for getting ahead of your debt. Earn points and bonuses for completing milestones in the app. •Loan Resources Resources to help you learn more about your debt and how to pay it off sooner. **Average users save $60-$70/month in spare change roundups** **Link multiple credit/debit cards to analyze for roundups** **Changed starts at $4/mo** **Roundups and savings are automatic! So are the time-and-money saving payments toward your loans or Stash My Cash!** **Contact [email protected] if you have any questions! We’re here to help.** Changed reduces the need to budget for additional payments toward your debt because it aligns with your natural spending and automates the whole process. Just use your credit/debit cards as you usually would and watch your accumulated change become a powerful tool to help pay down debt and be free from debt. Join the Payoff Debt Revolution and save thousands of dollars and gain years of your life back. R.I.P. Debt!
Customer Support is Awful
Leaving a poor review due to poor customer support. Contacted because I am not able to use the app. Still have not received a response regarding a refund. Also contacted because of an error reporting in the app. Never received a response. If you have any issues you will not get a resolution from customer support.
Pay monthly to save?
Paying to save That’s the 1st issue 2nd issue is it won’t let me close my account. I click it and nothing happens.
SCAM!!!!!! STAY AWAY!
I thought this would help me. I set up a transfer for April 23, 2024 and they already initiated the transfer on April 3, 2024 without my consent. I reached out to the support they just offerred 3 months free subscription and ignored my messages after asking them to give my $40 that they took from my account, cancel my subscription and delete my account. No direct phone to call customer service. If they don’t refund my money I will reach out to FTC to have this investigated.
Chip away at your debt
I recommend this app to all my friends and post on social media. I was like the rest of the wide eyed kids hoping to make it big after college during the recession only to have a huge 100k bill at the end of it. Over the past 3 years I’ve used this platform to chip away at my debt to make those extra payments when I can. It should take a few years off my loans and save me almost 10k in interest.
A Great Tool to Pay Loans
I’ve been using this app since graduating college. It was amazing to know I was helping to pay off my loans while also doing my regular shopping. During Covid all of my loans got paused but this app helped me continue making payments to the interest which significantly brought down my loans. I can’t recommend the app enough!
Horrid refund policy / payment issues
I chose the mortgage savings plan. The refund policy is 14 days. Beware you have to pay for an Annual fee and it’s not refundable after the first 14 days. They are deceitful tho because it took 14 days to get all my accounts into the system and utilized customer service repeatedly to get my mortgage linked. When I finally was able to connect the accounts - the money was sent to my mortgage and the mortgage company didn’t know how to apply the extra payment. This created chaos with both of my mortgages. Customer service is terrible, app is not super user friendly and I’m eating the remainder of the annual fee because they won’t even take the remainder of what I Alresdy paid in advance and simply move it to another type of changed account. All in all. Loss of money. Terrible experience. Don’t recommend. First review I’ve ever done.
Broken app
Wouldn’t Even let me set a account up. Third try kicked me out and said contact support. Nope… next waste of my time
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