Get an Instant Personal Loan for all your needs. Check your eligibility within the app and get instant approval in no time. Our easy application process, minimal documentation, and quick approval ensures you never miss out in life. Go ahead and get an instant cash loan online with the Fibe Personal Loan App. First Instant Personal Loan App in India Key features: • Loan amount: ₹ 5,000 - ₹ 5 lacs • Loan in just 2 minutes • Tenure: 3 – 36 months • 100% digital process • Minimal paperwork • No collateral required • No pre-closure charges Fibe (Formerly EarlySalary) is one of the most trusted lending apps • ₹ 17,000+ crores worth loans disbursed • 5.5 million+ loans disbursed • 21 lacs+ happy customers Here’s an example on how loans from Fibe (Formerly EarlySalary) work Example: • Loan amount: ₹ 50,000 • Processing fee (2% of loan amount * 18% GST) : ₹ 1,180 • Total Loan amount: ₹ 51,180 • Interest: 24% p.a. (on reducing principal balance interest calculation) • Tenure: 12 months • Your EMI: ₹ 4,840 • Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075 • Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895 • Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075 • APR (Annual Percentage Rate) : 28.58% Eligibility Criteria • Salaried Individuals • Above 21 years • Minimum take-home salary per month ₹15K Documents Required For Instant Cash Loan Fibe (Formerly EarlySalary) aims to be one of the most user-friendly Instant Personal loan apps in India. • PAN • Aadhaar card • Salary account bank statement How to apply for an Instant Loan? 1. Login to the Fibe (Formerly EarlySalary) app. 2. Fill in some basic details and upload few documents. 3. Choose the loan amount and tenure. 4. Get the money transferred to your account in 2 minutes. Personal Loan interest rates and other charges Below is the applicable fees and charges for loan products from Fibe (EarlySalary): Interest rate: Starting 2% per month Processing fee: Up to 3% of the loan amount Bounce charges: ₹ 500 APR (Annual Percentage Rate): Ranges between 16.75% to maximum 74% Late payment charges: ₹ 500 or 3% of the loan amount whichever is higher as per overdue amount Stamp duty: 0.1% of loan amount Mandate rejection charges: ₹ 250 + GST Pre-closure charges: ₹ 0 A penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws. All the customers are made aware about details regarding fees and charges through the agreement which is shared on their registered email ids, also the customers can access their loan details 24*7 through our App. About Fibe (EarlySalary) Fibe (EarlySalary) App is owned by Social Worth Technologies Private Limited who facilitates Lending related services primarily through our in-house RBI registered NBFC, EarlySalary Services Private Limited (Formerly known as Ashish Securities Pvt. Ltd.). It is one of India’s leading digital lending apps focused on young, aspirational and tech-savvy Indian consumers. It is a financial ecosystem that enables the mid-income group to upgrade their lifestyle. It hosts an array of financial products like short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans. Fibe (EarlySalary) offers a 100% digital loan application process that takes just minutes to complete. It is ISO/IEC 27001 certified and its app is PCI DSS compliant to ensure better data security. It won the Best Fintech Startup Award at G20 DIA Mega Summit. Our lending partners: • Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited) • Northern Arc Capital Limited • Incred Financial Services • HDB Financial Services • Vivriti Capital Limited • Kisetsu Saison Finance (India) Private Limited • Piramal Capital and Housing Finance Limited • Aditya Birla Finance Limited How to contact us: Telephone: 020-67639797 Email: [email protected]
Loan
I completed the whole personal loan process and at the end it shows that the amount is ready for disbursal but I haven’t received any link or the amount that needs to be credit , please redirect
Auto pan
Hi I had amount in my bank , since auto payment is failed you plp have charged 500 It’s not at all right
Worst app
Worst app don’t get it more interest
Very Helpful for me
Chargers are not good but ideally very helpful for long period installments.
Money not credited
I applied for loan and still money not credited… It say sit back and relax!!! 🤦🏻♂️🤦🏻♂️
One pf the worst never trust..
I had taken loan pf 87k…i was paying emi before due date..i started getting notifications like preclose your loan now to het higher loan amount..so i preclosed my loan by paying 64k but they blocked my account…now i dont even have single ruppe for whole month as i paid my entire salary here…such a cheaters
Best Loan help
Best Loan help app for me and please try once you would love it. Thanks for helping me
Download to approval in just 8 questions - An easy-to-use and engaging conversational UI - Faster loan application with instant approval - A smoother, more seamless interface - A new refreshed look and feel to the app
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