CASHe: Loan & Credit Line App

CASHe is your one-stop solution for all things money, where you can borrow, invest, and insure, all under one app. Here, you can avail instant personal loans of up to ₹4,00,000, get a credit line of up to ₹2,00,000, and opt for the Buy Now Pay Later (BNPL) credit facility to shop for your favourite products online. You can also invest and grow your money with P2P loans, digital gold, SIPs, and fixed deposits (FD). 
With CASHe, investing, borrowing, and insuring is now an easy and hassle-free experience. So, download the CASHe app now.

Features of CASHe- Bharat ka Money App:
•  Quick personal loans ranging from ₹1,000 - ₹4,00,000 	
•  PeNo guarantors/collaterals
•  100% paperless
•  Flexible repayment period
•  0 foreclosure charges
•  Instant disbursal of the instant loan amount to your bank account
•  Repay the loan through various payment methods
•  Enjoy online shopping at no cost EMI with an instant credit line
•  Invest in 13Karat’s high-return P2P lending options
•  Invest in digital gold, mutual funds, and FDs with Sqrrl

CASHe Products:
•  Instant Personal Loan
Get an instant personal loan from the CASHe easy loan app to take care of your needs! Choose from various types of quick personal loans like car loans, home renovation loans, education loans, marriage loans, etc. with a tenure ranging from 3 months to 1.5 years.
•  CASHe Credit Line
Apply for a credit line on the CASHe app with minimal documentation and instant approval for a tenure of 1 year, and avail short-term loans for your emergency and shopping needs.
•  Buy Now Pay Later with CASHe
Get 0%* interest instant online shopping loans on the CASHe app. You can avail these BNPL loans to make purchases on leading online platforms and repay them later with easy EMIs.
 •  Earn a Passive Income with 13Karat’s P2P Investments
Invest in 13Karat’s Peer-to-Peer (P2P) loans and earn high returns of up to 13%. P2P investments are a secure alternative to traditional fixed-income investment options and generate industry-leading returns.
•  Let Your Money Grow with Sqrrl
Invest your hard-earned money in various investment options like digital gold, mutual funds (lumpsum and SIP), and FDs. You can also start investing your small savings with Sqrrl’s round-up investment option- Sqrrl Away.

Personal Loan Eligibility:
•  Salaried professionals above 21 years of age.
•  Minimum net monthly salary => ₹15,000.
•  Salary must be credited through direct bank transfer only.
•  Valid documents- PAN card, identity and address proofs, 3-month bank statement showing salary credit

Personal Loan Interest Rate, Tenures, and Fees
•  Annual Percentage Rate (APR) – 30.42% to 44.52%
•  Repayment Tenure: 3 to 18 months
•  Processing fee: 5.5% - 6.5%*

Sample Loan Calculation
Loan amount: ₹30,000 at fixed interest rate of 30.42% p.a.(equivalent reducing interest rate of 44.52%)
Loan duration: 3 Months
Total personal loan interest = ₹2,250
Processing fees (PF) + GST = ₹750 + ₹300 + ₹300 + ₹150 + ₹150 + ₹297 = ₹1947
Total deductibles (PF + GST): ₹1947
In-hand amount (Loan amount - Total deductibles) = ₹30,000 - ₹1947 = ₹28,053
Total repayable amount (Loan amount + interest): ₹32,250
Monthly EMI repayable (Loan amount + interest / No of EMI’s): ₹10,750
(Note: PF and GST are deducted upfront during the loan disbursal.)


Partner NBFCs/Banks
•  Bhanix Finance and Investment Ltd.
•  Vivriti Capital Private Ltd.
•  Northern Arc Capital Ltd.

Data Security via Secure Loan Application
CASHe is committed to promoting best practices in digital lending and adheres to RBI’s Fair Practice Code. All CASHe transactions are secured via 128-bit SSL encryption.
Over 40 million Indians have stepped up their financial game with CASHe. Join them and download the CASHe- Bharat ka Money App now to take care of all your money needs!

Contact Us:
Reach out to us at [email protected].