PhonePe Business: Merchant App

PhonePe Business: Merchant App

App Report, Market and Ranking Data
category
price
Free
Reviews
3 (1.4K)
India India
Description
The PhonePe Business App is your gateway to a digital payments acceptance network spanning 3.8 Crore merchants! You can set up your business account & accept payments, track transactions, receive settlements, apply for a loan & much more.

Once your account is activated, download the payment QR sticker & start accepting payments from Google Pay, Paytm, BHIM, BharatPe, Amazon UPI etc. Order free QR stickers & get them delivered to your store, across India.

Key Benefits of PhonePe Business App

Easy payment acceptance:
Use the PhonePe QR to accept payments from all BHIM UPI apps. The PhonePe QR also supports other payment modes like Credit & Debit Card & Wallets.

Get instant help:
Resolve queries using our user-friendly Chat Bot in the Help section. You can also reach out to our helpdesk on the PhonePe Business app.

Direct settlement into your bank account:
Money is transferred safely & directly into your bank account instantly or next morning. You can also use our ‘SettleNow’ feature to receive money in your bank account any time during the day.

Real-time transactions & payments tracking:
Check your transactions & settlements easily in the History section on the PhonePe Business app.

Get Instant Loan for Merchants:
The PhonePe Business app provides online loans to MSMEs. Get a loan on PhonePe & move a step closer to growing your business.

Merchant Loan Highlights:
- Attractive interest rates with up to 30 months tenure
- Instant digital loan with 0 paperwork
- Online loans from INR 50,000 to INR 5,00,000
- Easy repayment option with EDI - Easy Daily Installments
- EDIs deducted from daily transactions collected via customer payments on PhonePe
- 100% trustworthy loans, offered by RBI-regulated PhonePe lending partners authorized to offer credit products
- Multiple lenders & option to select the best offering at competitive interest rates
- Low processing fees & no other hidden charges
- Daily updates about your Loan on the PhonePe Business app
- Option to foreclose Loan any time 

Online Loan Eligibility:

The eligibility criteria for business loans for merchants are:
Accept payments on PhonePe QR for more than INR 15,000 per month
Be an active merchant, accepting payments on PhonePe QR for 3 months or more

*Merchant loans are offered at the discretion of our lending partners & the criteria above may change on a case-by-case basis

Documents required:
Details to be shared are as follows:
- Date of Birth
- PAN
- Aadhaar Number

*Business or Bank account details are NOT needed for loans up to INR 5 lakhs; may change as per our lender policies.

Steps to avail:
- Choose loan value & interest rate
- Enter details such as Date of Birth, PAN, & Aadhaar Number
- Click a selfie, & complete KYC digitally
- Set-up Auto-pay on your account

More about the loan offerings:
- Min. Tenure: 3 months
- Max. Tenure: 30 months
- Max. rate of interest charged: 30% flat p.a.

Example: For total cost of the Loan, including the principal amount & all applicable fees:
- Principal loan amount: Rs. 15,000
- Flat Interest Rate: 18% p.a.
- Processing Fees: 2%
- Tenure: 3 months
Then,
- Total interest amount payable: Rs. 675
- Total processing fee amount payable: Rs. 300
- Total cost to the user: Rs. 15,975

Our RBI registered NBFCs partners
- Innofin Solutions Pvt Ltd
- Aditya Birla Finance Limited
- PayU Finance India Private Limited

Upgrade customer payment experience at your store with PhonePe’s payment devices.

PhonePe POS Device:
Place an order for your POS Device on the app & accept payments via UPI, Debit & Credit Card, Wallet, & other modes. Pay nominal monthly rental & enjoy industry-leading MDR rates. Learn about charges on the App.

PhonePe Smart Speaker:
Order a SmartSpeaker on the app, install it at your store & get instant payment notifications in select regional languages. Surprise customers with payment alerts in the voice of celebrities.
Category Ranking
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Review Breakdown
Screenshots
Reviews

QR code

QR code ghar aate hi nahi inke service bahut hi kharab hai 3 mahino se wait karte thak gya mc bc phone pay

Saurav upadhyay.Fri, Apr 26, 2024
IndiaIndia

Notifications

Please bring voice notification On ios.

DjayparThu, Apr 25, 2024
IndiaIndia

Worst service

I purchased a lifetime plan for phone pe And now whenever anyone is doing transactions voice is not coming When I try to connect with the person who installed PhonePe here he is not responsive from 1 week every time I call he says I will be there tomorrow I’m requesting PhonePe I need my money back or resolve this issue

A1pouThu, Apr 25, 2024
IndiaIndia

Bank ac

There should be a option for adding bank account manually like all other apps ..

Ashik jainWed, Apr 24, 2024
IndiaIndia

I was Looking for Zero star option

Pathetic service I m facing problem with ur card swipe machine since activation and after raising ticket to replace it I didn’t received the new machine and feeling like harassed by calling “N” no of times Can u ask ur team to resolve my problem or else i will file complaint about ur firm in consumer court and #RBI as well . I have raised card swipe machine replacement but no one is bothered to resolve

Ranjanit3cTue, Apr 23, 2024
IndiaIndia

Deduct charges from settlement amount

I got payment 30000 from customer and phonepe show it. But next day it settles only 29295 amount and remaining amount deducted by phonepe. When I reached to customer care they say only small amounts deducted as charge. But why i paid this charge. Next time I prefer cash instead online payment.

Harpreet SudenSat, Apr 20, 2024
IndiaIndia

Voice alert

Voice alert is missing in iPhone buisness phone pe app

SANJIVrituWed, Apr 17, 2024
IndiaIndia
Download & Revenue
DOWNLOAD 34.6KMar 2024Worldwide
REVENUEN/AMar 2024Worldwide
download revenue
About
Bundle Id
com.phonepe.app.business
Min Os. Version
14.0
Release Date
Sat, Aug 17, 2019
Update Date
Tue, Apr 23, 2024
Content Rating
4+
Has IMessage
No
Support Watch
No
Support Siri
No
File Size
93.57MB
Has Game Center
No
Family Sharing
Yes
Support Passbook
No
Supported Languages
English
Featured
Apr 29, 2024
Apps
टॉप मुफ़्त
14th
Apr 28, 2024
Apps
टॉप मुफ़्त
14th
Apr 27, 2024
Apps
टॉप मुफ़्त
10th
What's New
version
0.0.48
updated
6 days ago
- Get eligible for a loan faster by completing all goals
- Explore the new offers section to get discount & cashback
- View payment analytics and insights to grow your business
- Get onboarded on PhonePe business & start accepting digital payments
- New seamless bank account change
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