Mettle business bank account

Winner of the Business Banking category in the Finder Banking Customer Satisfaction Awards 2023* 

Mettle is free 

Seriously, it’s 100% free
Send and receive UK payments
UK account number and sort code
Support from real people when you need it
Eligible funds are protected by FSCS up to £85,000 

We’re by NatWest
You'll have confidence knowing we're part of a trusted and regulated bank.

See if we’re a match
You’re a sole trader or a director of a limited company with up to two owners 
You have a balance limit of up to £1 million  
You’re a UK-based company with owners that are UK tax residents

For full eligibility criteria head to mettle.co.uk/eligibility 

Account features built around you
Make your money go further
With our savings pot you can earn interest on deposits from £10 to £1m.

*Only savings pots can earn interest. You can only have one savings pot.

Be tax confident
Bookkeeping has never been easier
Categorise business transactions to reduce admin and minimise errors. Export your data and share it with your accountant. 

Sync with accounting software
Connect Mettle with accounting packages like FreeAgent, Xero and Quickbooks. Easily sign up through the Mettle app and sync all your business transactions.

See how much tax you owe 
Get an up-to-date view of how much tax you’re likely to owe, and when you need to pay it, with the Mettle Tax Calculation, powered by FreeAgent (you will need to be connected to FreeAgent for the tax calculation to be accurate). 

Automatically put money aside with Pots
Set rules to automatically set aside money from your main account so that you can plan and save for things like tax and new equipment. You can also set a goal for a specific amount you might be working towards. 

Get paid faster 
Invoicing on the go
Create and send invoices from wherever you are. We’ll notify you when money hits your account and match the payment to your invoice.

Control your costs
Schedule payments on the go. Whether it’s a one-off transfer or paying a supplier, you can manage recurring payments directly from the app.


Make payments with Apple Pay
You can now make easy and secure purchases online, in-app and in-store using the Apple devices you use every day. Apple Pay is available on selected Apple devices. Retailer limits may apply

In-app support
Contact the Mettle team at any time for help from real people. 

FSCS protected 
Eligible funds are protected by FSCS up to £85,000.

*Finder Banking Customer Satisfaction Awards, Finder, 2023