United StatesWhere does your money go? Frustrated you aren’t getting ahead? Entirely unsure about your future? You’re asking the right questions but the world has taught you to think about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money and enjoy your spending.
Don’t settle for a life of constantly second-guessing your spending decisions, your progress, and your future—trapped somewhere between defeated, embarrassed, and overwhelmed. There is another way.
You need a set of habits to change your mindset and your behavior, until you are spending purposefully, saving aspirationally, and even giving generously.
YNAB has taught millions of people a set of habits to change their relationship with money for good. As these habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Confident, secure — are you ready to feel this way about your money (and so much more)?
Start your one-month free trial today!
Key Features:
Built for Partners and Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
Spending & Net Worth Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, video courses, written guides, and more.
Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.
How do you want to spend your money, or more importantly, your life?
Free for 30 Days, Then Monthly or Annual Subscriptions Available
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
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love this app. worth the money. awesome support from the team
Goated app idk why's there no review though.
I've been using YNAB since 2011. I have recommended it to dozens of people over the years. My wife and I couldn't imagine managing our finances without it.
Comming over from Everydollar, it takes some getting used to, but now that I understand how the app works and assigns money, it has been a great budgeting tool. I find the approach YNAB tasks to assigning money makes it much easier to truly understand when I've accounted for my necessities and can start putting money away for savings.
Change the way you are with your money (or lack of it) and take control to put your priorities first! That's what YNAB has done for us. It was a challenge to stop looking at bank balances and saying that's what I had to spend, but once I got it, wow! Very helpful staff, trainers, and videos... Facebook groups is also super responsive.
Life-changing. Watch the tutorials and just get it.
this app is amazing I have been using it for 6 months and it has saved me thousands. I hated it for the first week. but once I learned and understood how it worked. it was an absolute game changer. I can't recommend this app enough.
This update might not burst with fireworks or confetti, but it's just as exciting—the thrill of spring cleaning, ya know? We've been in full-on declutter mode, meticulously sprucing up the nooks and crannies of our app to ensure a smoother experience for you. Why not ride this wave of freshness? Take a moment to dust off your spending plan and give your categories a little springtime sparkle. It's all about starting the season fresh and organized!
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