United StatesPetal's aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly. Instead of looking at just credit scores, we use millions of additional data points to help more people qualify for credit, even if they've never had it before.
PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee and you can get approved for a credit limit between $300 - $5,000. See our current APR ranges at https://www.petalcard.com
PETAL 2 is our most advanced card yet. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. No annual fee, late payment fee, foreign transaction fee, or any-other-kind of fee. You can get approved for a limit between $300 - $10,000. See our current APR ranges at https://www.petalcard.com
MORE CASH BACK AT MORE PLACES - Both cards come loaded with 2% - 10% cash back offers from top brands and over 500 local businesses.
STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money.
BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify.
GREAT RATES - Better technology means lower variable APR’s. See our current APR ranges at https://www.petalcard.com
FEES? - Petal 1 has late and bounced payment fees. But there are no fees of any kind on Petal 2.
UNBELIEVABLE - You actually read this far, thanks!
It's just a fun easy card.
Slow to load
Consistent easy to manage card, clear set methods for credit limit increases and utilization. by far the best credit card experience I've had to date.
Constantly asked for new passwords. Never really accepts any password. Makes it complicated to view and pay your account.
Was all good for a couple years, until they decided randomly without notice to change the card to an annual fee card. I canceled right away, not doing that.
good credit card to have,very easy for payments online
I've had Petal for some time with little problems, but I need a replacement card and after three attempts, I still haven't gotten it in the mail. I'm just told to call back if it doesn't arrive and I go through the same song and dance each time. If a credit card company can't send you a replacement card after three attempts, something is wrong.
Usability improvements and bug fixes.
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