Description
Banking with no monthly fees, fee-free overdraft, and early payday.
Chime is the banking app that has your back. Keep your money safe with security features, overdraft up to $200 fee-free*, and get paid early with direct deposit^, with no monthly fees‡.
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC
TRUSTED BY MILLIONS
Stay in control of your money with instant transaction and daily balance alerts. Plus, enable two-factor authentication and block your card in a single tap.
OVERDRAFT UP TO $200*
When your balance is running low, the last thing you need is an overdraft fee. Eligible members on Chime can overdraft up to $200* on debit card purchases and ATM withdrawals fee-free.
NO MONTHLY FEES‡
Chime has no monthly maintenance fees, minimum balance fees, or foreign transaction fees. Plus, access 60k+ fee-free ATMs at locations like Walgreens, 7-Eleven, CVS, and more.
GET PAID UP TO 2 DAYS EARLY
Get your paycheck up to two days early^ with direct deposit, earlier than you would with some traditional banks.
A NEW WAY TO BUILD CREDIT
Use Credit Builder¹ to increase your FICO® Score by an average of 30 points² with regular on-time payments. No interest, no annual fees, no credit check to apply.
PAY ANYONE WITH NO TRANSFER FEES
Send money to friends and family – with no transfer fees.
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Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. Debit card and Credit card may be used everywhere Visa credit cards are accepted.
*Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions.
‡Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
¹To be eligible to apply for Credit Builder, you need to have received a qualifying direct deposit of $200 or more to your Checking Account within 365 days of your Credit Builder application. See http://chime.com/applycb for details on qualifying direct deposit.
²Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.
Chime received the highest 2021 Net Promoter Score among competitors in the industry according to Qualtrics®.
Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
Category Ranking
Review Breakdown
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Reviews
Good
Erik ZwickWed, May 1, 2024
English
Very horrible experience trying to recover my app account at this point.
Nathan KennedyWed, May 1, 2024
English
chime has made paying bills and making online purchases a breeze thanks chime for making my life easier
Tony FranklinWed, May 1, 2024
English
Understandable
Tyki PerryWed, May 1, 2024
English
Super easy to use
Justino KaligaWed, May 1, 2024
English
Hi how are you doing today I'm feeling Randy ☀️👑👑👑👑👑👑🤴👸🌝🌚👸🤴🧕👳♂️👨⚖️👩⚖️👩💻👨💻🕴️🕴️🏵️🏵️🌼🌼🍄🍄💐💐☘️🍀☘️🍀☘️🍀☘️🍀🌋🌊🌪️🌀🔥🌍🌎🌏🌎☄️☄️☄️☄️☄️🌑🌕🪐🐉🐲🦖🦖🐊🐊🐍🐍🦁🦁🐯🐯🐺🐺🐻🐻🐕🐕🐈⬛🐈⬛🐐🐐🐐🐐🐐🐃🐃🐃🐄🐄🐄🐄🐆🐆🐅🐅🐒🐒🐒🐒🐒🐒🐒🦍🦍🦍🦍🦍🦍🦍🐿️🐿️🐿️🐿️🐿️🦇🦇🦇🪶🪶🪶🦚🦚🦚🦚🦚🦚🦚🦚🦚🦉🦉🦉🦉🦉🦉🦉👑👑👑👑👑🦁💤👽👾☠️☠️👥🧞🧞♀️🥷🥷🦹♂️🦹♀️🦸🦸♂️🦸♀️🧛♂️🧛♀️🧝♂️🧝♀️🧝🧙🧙♂️🧙♀️🧌🧌🕵️♀️🕵️♂️🕵️👮♂️👮♀️👮💀💀👥👁️👁️👽👾🎰🤠🤠👻👻😎😎🎃🎃😈😈👿👿
Mike HernandezWed, May 1, 2024
English
Can't wait to start using my card and build my credit
Velma VasquezWed, May 1, 2024
English
Download & Revenue
About
Bundle Id
com.onedebit.chimeMin Os. Version
6.0Release Date
Fri, Mar 28, 2014Update Date
Sun, Apr 21, 2024Content Rating
EveryoneWhat's New
version
1713734113000updated
1 week agoThe WNBA season doesn’t tip off for another few weeks, but the hype-train has definitely pulled into the station. And while you’re waiting on #1 draft pick Caitlin Clark’s much anticipated debut, you have time to update your Chime app to the latest bug fixes and performance updates. Hmm, maybe it’s time for something else to get a long overdue “update”, if you know what I mean. But let’s not get into all that here. *Cough* I’m talking about their salaries *cough*.
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