United StatesGain control of your money with the Centsible three step budgeting approach, which helps you create a budget with more stability and less surprises.
The Approach
Step 1: Start off your budget by planning out all your monthly fixed and variable expenses like rent, groceries, cable, eating out, etc.
Step 2: Take large expenses in the future, like quarterly car insurance or car maintenance fund, and save smaller portions monthly until its expected.
Step 3: Once you have your plan in place, fund your categories monthly and track expenses. You will have much more control of your money with a rock solid budget.
Features:
* Give every dollar a job, also known as the envelope system.
* Plan for monthly expected expenses and sinking funds with ease.
* Real-time Expense tracker
* Reconciliation
* Special credit card treatment in your budget.
* Reports
* No Ads.
Coming soon:
* Simple calculator
* Recurring transactions
Free for 14 days.
Monthly or annual subscriptions available.
Stopped working after last update. I can't access my budget at all
I did have some trouble using the app at first because I didn't understand how it worked, but after reading more thoroughly, I was able to figure it out. Support is great as well. They reached out to me on their own and offered to extend my trial because of the trouble. Overall, a good budgeting. Definitely try it out!
Can't add funds to the app.
This is my favorite budgeting app ever and the most used app on my phone. Set up is extremely easy and I like that I'm able to move money between categories without a bunch of hassle. It holds me accountable for overspending and has helped me stay on track paying down debt. If you have tried YNAB in the past, this app is similar, but more affordable and I enjoy the interface more. Definitely worth the money in my opinion, plus they offer a 34 day free trial!
Loving this app so far!! I was looking for a good alternative to Ynab and this has checked all the boxes for me. From a budget standpoint it's a great price for everything I'm looking for. Managing 2 budgets easily. Thank you for this app!!
Works great so far as a cheaper ynab alternative and has a lot of the same features as ynab. It's fast and responsive. Consider adding some premium features for the future like auto bank import and net worth report.
* Bug fixes and general improvements
* Added new custom currency format.
* You can now import transaction CSV files from your bank!
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