Amex Business Blueprint™

Meet American Express Business Blueprint™ — the free cash flow management app.
 
Business Blueprint is designed with your business in mind. This app helps you streamline daily tasks, like tracking transactions and managing your money in and money out.
My Insights4, a free feature of Business Blueprint, presents you with a powerful snapshot of your cash flow that can help you make more informed financial decisions – especially when you check in regularly.
 
Leverage the power of Business Blueprint when you explore these integrated Amex products designed to help you grow your business:
 
American Express® Business Line of Credit3
Only pay loan fees on the business financing that’s used.
 
American Express® Business Checking
The digital business checking account from American Express.5
 
American Express® Payment Accept
Accept all major card payments from your customers. Kabbage Payments, LLC is a registered Payment Service Provider/Payment Facilitator sponsored by Fifth Third Bank, N.A., Cincinnati, OH.
 
Terms & Conditions
1. With Amex Business Blueprint™, customers can view their select business products that automatically appear on their dashboards at login. These products include Amex® Business Line of Credit, Amex® Business Checking, Amex® Payment Accept, and American Express® Business Credit Cards. Customers may also view the eligible external business bank accounts they choose to link to Business Blueprint.
2. Data provided by My Insights, an Amex Business Blueprint™ feature, is based on customers’ select business products, which includes Amex® Business Line of Credit, Amex® Business Checking, Amex® Payment Accept, American Express® Business Credit Cards, and the eligible external business bank accounts that customers choose to link to Business Blueprint.
3. Amex® Business Line of Credit offers access to a commercial line of credit ranging from $2,000 to $250,000; however, you may be eligible for a larger line of credit based on our evaluation of your business. Each draw on the line of credit will result in a separate installment loan. All loans are subject to credit approval and are secured by business assets. Every loan requires a personal guarantee. Total monthly fees incurred over the loan term range from 3-9% for 6-month loans, 6-18% for 12-month loans, 9-27% for 18-month loans, 12-18% for 24-month loans, and are subject to change for future loans drawn under the available line of credit. Loans incur a loan fee for each month you have an outstanding balance. Not all customers will be eligible for the lowest fee. Not all loan term lengths are available to all customers. Eligibility is based on creditworthiness and other factors. Not all industries are eligible for Amex® Business Line of Credit. Pricing and line of credit decisions are based on the overall financial profile of you and your business, including history with American Express and other financial institutions, credit history, and other factors. Lines of credit are subject to periodic review and may change or be suspended, accompanied with or without an account closure. Late fees may be assessed. Loans are issued by American Express National Bank.
4. The information provided through My Insights, an American Express Business Blueprint™ feature, does not constitute legal, tax, financial or accounting advice, and should not be considered a substitute for obtaining competent personalized advice from a licensed professional. You should seek professional advice before making any decision that could affect the financial health of your business.
5. Accounts offered by American Express National Bank. Member FDIC
 
To log in, users must have an existing Kabbage or American Express User ID and password or create one. All access to and use of this app is subject to and governed by the American Express Privacy Statement, American Express Business Blueprint™ App End User License Agreement, and American Express Terms of Service. ©2024
American Express. All rights reserved.