United StatesEarn 4.35% AER / 4.27% Gross (variable) interest on current account balances up to £500k.
REFER A FRIEND
For every friend you refer to Kroo, we’ll give you both £5. After all, Kroo is better with friends. T&Cs apply.
INTUITIVE SPENDING
One home for your money. Spend. Track. Settle up with friends. You’ll also get real-time spending insights. These break down and categorise your transactions. Lovely.
NO MONTHLY FEES
Our current account is free to open with no monthly fees. And you can apply to access an overdraft (subject to status), currently by invitation only.
ZERO FEES OVERSEAS
Spend using your Kroo debit card at home and abroad, where Visa is accepted, with zero fees.
PEACE OF MIND
FSCS deposit protection up to £85,000 per customer
Face ID. Android Fingerprint
Multi-factor authentication
UK-based customer support
Freeze and unfreeze your card.
INTEREST FOR YOU
With a Kroo current account, you’ll earn interest at 0.9% below the Bank of England base rate on your current account balance up to £500,000. And it’s paid into your account monthly.
AER means annual equivalent rate. It shows you the yearly rate if we paid interest on top of interest. Gross interest is the contractual rate of interest.
1 MILLION TREES FOR THE PLANET
It’s time for banks to invest in the future of our planet. We’ve partnered with One Tree Planted, a non-profit organisation focused on reforestation.
We’re planting 2 trees for every new customer who opens a Kroo current account, with a goal to plant 1 million trees by the end of 2024.
KROO PERSONAL LOANS
Kroo loans are now available through the app. Applications for a loan are by invitation only for Kroo current account holders.
The loan repayment periods are from 12 to 60 months, with a Maximum Annual Percentage Rate (APR) of 23.6%
A representative example is £5,000.00 over 5 years, with APR (fixed) of 8.2%. This would have 60 monthly repayments of £101.16. The total repayment would be £6,069.60, and the cost of credit would be £1,069.60
Our customer privacy policy can be viewed here: https://www.kroo.com/customer-privacy-notice
OUR MISSION
Our goal is to be trusted and loved by our customers because we have their backs.
We are a fully licensed UK bank, authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. Our Firm Registration number is 953772.
Head to kroo.com to find out more. Current account applications and account management are via the app only.
easy to use, great features and interest rate.
Payment are being held by Kroo and only released after confirming which can take hours. Imagine doing this for every incoming and outgoing transfer. This ain't a challenger bank app, and won't survive if it continues this practice.
its great
Appallingly slow verification of what they deem to be unusual transactions. If you're planning a big purchase, use a different bank! if you complain, they review their own actions and dismiss your complaint without so much as an acknowledgement of the trouble you've been caused.
this banking app is very attractive to use....
The opening of my Kroo account has been very smooth and the App is easy to use. I would recommend them and have mentioned them to my friends.
All Good
We’ve made some updates to make your Kroo experience even smoother.
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