Splendi by XDS

Splendi is a cutting-edge South African innovation championing credit wellness by delivering your most up-to-date credit information for free, anytime you choose.

Custom-designed with your credit health at the centre of it, Splendi calculates your latest credit score, on each login.

By uniquely combining real-time data with handy tech tools, Splendi unlocks new ways for you to manage, protect and improve your credit reputation.

Our Cred Ed resources offer helpful pointers and financial scenarios to empower you with insights to make smarter credit decisions.

Splendi simplifies things by grouping all your open accounts and loans in one place and displays your risk profile and percentages of debt used and paid back.

Access to your 24-month account history helps you easily keep track of your credit commitments. 

You will also know when new accounts open in your name or are in arrears.
Knowing where you are is the first step to growing and securing a credit profile that supports your future goals and ambitions.