Totem Banking

We’re Here to Decolonize Banking
Totem breaks down the systemic barriers and old policies that exclude Native people from the modern financial system. 

Money as Medicine
Sign up with your tribal affiliation. Totem believes banking together helps us grow resources within the community. It's why we share a portion of our revenue with partner tribes. 

Resources
Totem provides searchable access to information on tribal benefits and programs. 

Access On or Off Rez
We built our network to be accessible to Native communities. Find surcharge-free ATMs and load cash or checks at stores in your community. Deposit cash to your debit card ad 90,000 Green Dot locations nationwide.*

Accounts are Simple and Safe
- No monthly fees or minimum balances
- FDIC insured*
- 2-day early paycheck access*
- Physical card and virtual card for mobile wallets

Decolonize Your Finances
Automatically switch your direct deposit without any paperwork. Get your paycheck up to two days early.*

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Find surcharge-free* ATMs in your community.
* Fee-free withdrawals at any Allpoint ATM. Out-of-network ATM fees may apply.

Deposit cash to your debit card through Green Dot.
* Retail service fee of up to $4.95 applies. Deposit and card balance limits apply. Active personalized card required. Keep your receipt as proof of your deposit.  Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.

Get your paycheck up to two days early.*
* Early access to direct deposit funds depends on the timing of the submission of the payment from the payer and is available to those who set up direct deposit with Totem. We generally make these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date.

Accounts have no fees and are FDIC insured.*
* Banking services provided by First Pryority Bank, Member FDIC. The Totem Visa Debit Card is issued by First Pryority Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa Debit cards are accepted.