Every day is payday. Get your hands on the free app that makes sure you never wait for your money again. What is this app for? Today was designed to serve up instant access to your pay. Plain and simple. Your employer can pay out virtually any earning or wage, including tips, expenses, mileage... you get the picture. The money is directly deposited in the app through your mobile wallet, and you can spend your funds immediately using the Today card linked to your account. No more waiting for your money. Our mission Build financial tools for frontline workers, so they can earn, spend, save and build a financial future. Fits your wallet & your lifestyle Use the money in your wallet to grab a morning coffee, dine out with friends, fund your next wardrobe haul, or as a payment method on your favourite apps. There are no monthly or annual fees. Send money to friends & family Send Instant transfers and ACH payments to any external bank account whenever you need to. Keep your money on lock Visa’s Zero Liability Policy backs your money. Plus, if you ever lose your card, you can lock it in the app until you get a new one. How to get started Getting your app-based account set up is easy and takes less than a minute! Once you receive your invitation from your employer, enter your mobile or email, enter the verification code, create your password, activate your card by scanning its QR code, and you’re ready to go! Your employer can begin loading your wallet instantly, and you’ll join thousands of Today members who are enjoying the benefits of getting fast access to their money. Today is part of the XTM family of products. Trusted by nearly 200,000 members, XTM is cooking up leading products to help operators run a more efficient business and build a happier team. How will it benefit my financial health? Cashflow management isn’t just for businesses. Everyone could use a little help. Today gives you faster access to the money you’ve earned so you can cover any expense that comes your way. Sounds great. What’s the catch? We want to put money in your pocket at the end of your shift. That’s why your Today mobile app and card are absolutely free for you. No fees to spend your money (just like cash). And if you need to cash out IRL, stop at one of our network ATMs for free. Get help when you need it: Visit the ‘Help’ section in the app to view FAQs or contact support via email, phone call, or chat in-app [email protected] 1-844-905-3035
Horrible! Absolutely the worst
My job force us to use this. Do not keep your money in there. Don’t transfer it either. It’s a 50/50 chance that it might go though. If not they will tell you 3-5 business days to investigate and verify that it didn’t go through. And in the 5 day day it will still be missing and no new information. I’m waiting still and it has been 3 weeks! Please just pay the fee at the atm to be safe. This app and service is more unreliable than my coworkers covering my shift.
United StatesAn involuntary savings account with no interest
I used my today card to pay a Geico bill in my name and my card was suspended for fraudulent activity. I have emailed and called support several times. I was told my card is good to use. But it is still locked. My job isn’t able to pay me my credit card tips and I’m not able to use the money. If you have to use this card for employment, find a free atm to use and pull all your cash. Don’t make any transactions unless you want to look at money you can’t use. And if you’re a business thinking of using this card, please use literally any other method to pay your employees. This card is frustrating and pointless honestly.
United StatesZero ⭐️! This app is a joke
My advice for anyone who is forced to used this app due to restaurants forcing us to use these raggedy pay cards. Please please transfer your money out everyday right away. Do not leave it in there as a “form of saving.” You will all of a sudden get locked out. Not have access, glitch in app. App will say zero and so on. Just don’t leave it in there like I did. Customer service is nonexistent. They told me that they will escalate it to their team and that I HAD TO CALL BACK for a follow up in maybe 3-5 business days. Not that they will follow up, I had too. You have been warned! Zero stars. Do not recommend at all!
United StatesHorrendous
Absolutely horrible. There is no way anybody in their right mind could rate this higher than 1 star. I would give this service a negative rating if I could. I feel like I’m being dishonest by giving it even 1 star. Get your stuff together. People need access to their money. Seriously.
United Statescant transfer my money
I’ve been trying to do wallet to bank transfer so i don’t have to pay the fee, but of course it doesn’t work so i am forced to pay the instant transfer fee. This app needs totally reworked
United StatesGive everyone their money and shut this thing down
This is easily one of if not the worst of its kind. As said in previous reviews it’s a non essential service built to generate income from others hard earned pay. I could take it to the chin and get past that fact if the app even worked. I work in a restaurant where 99% of my money flows through this app. I had a coworker who’s money was frozen in their account for about 3 months while the company refused to resolve the issue. It was a few thousand dollars that was suddenly inaccessible. This happened a week before rent was due. The app is buggy and the company is risky and unreliable. They shouldn’t be trusted to handle the income of thousands of employees. Steer clear of this mess
United States.
Terrible app! would never recommend this to anyone
United States
App improvements & fixes
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