Spot Money - Mobile Banking

Get ready to make your money work harder with Spot! Spend, get paid & get rewarded all in one app.


Easy Payments with $moneytag
Share your $moneytag to get paid without sharing any of your personal details! Getting you paid faster than sending a WhatsApp.
Or go old-school - share your account details, and pay like a pro – EFT, Scan-to-pay, Tap-to-pay, or instant payments between Spot users, we got ya covered!

Earn while you shop & stay connected
Get up to 10% back in free Airtime Rewards when you spend with a Spot debit card or in the app. Never pay for airtime again!


Go global with a free debit card
Rest easy, your transactions are secured by Mastercard’s top-notch security.


No sneaky transaction fees – we keep straightforward
Spend with the Spot app or debit card without extra charges.


Tired of splitting expenses? Our Shared Accounts make it super easy to share costs with up to 10 family and friends.

Say goodbye to monthly account fees – we believe in free banking.

With Spot, enjoy up to 8 free transactional accounts, all 100% free.


All South African Banks Welcome
Breakups can be hard, so no need to leave your old bank. We play nice with all South African banks. We’re cool like that.

And there’s more to explore! Spot Money is your gateway to hassle-free financial management. It’s brought to you by Spot Money SA (Pty) Ltd in association with Bidvest Bank Ltd, an authorized FSP and credit provider.