Banking without opening hours, transfers from your couch and account transactions always in view: Use simple and intuitive banking and take care of your banking transactions on the side. ADVANTAGES • Check your accounts anytime and anywhere • Manage any number of online accounts - from Sparkassen and other banks • quickly set up transfers and standing orders, return direct debits • Stay informed about all account movements with the account alarm clock • find the shortest route to the nearest ATM or branch • graphical representation via financial planner in the app The Sparkasse app is there for you in all situations. Whether you're setting up a standing order on the train, paying your bill at the breakfast table with a photo transfer or checking your account balance and credit card transactions. No more tedious filling out a transfer slip on the computer. Instead, you can simply do everything with your iPhone/iPad. ACCOUNT ALARM The account alarm clock informs you promptly about account movements around the clock. If you want to know what's going on in your account every day, set up the account balance alarm clock. The salary alarm clock tells you when your salary arrives and the limit alarm clock lets you know whether your account balance has been exceeded or fallen short of. GIROPAY | KWITT Splitting a bill after a pleasant evening with friends in a restaurant is very easy. With giropay | Kwitt, you can send money from cell phone to cell phone without delay. It also works for borrowing money or collecting money together for a gift. APPLE PAY Apple Pay is of course included, and the Sparkasse app is a prerequisite for this. You use it to activate your digital cards for the Wallet app. HIGH SECURITY You don't have to worry about mobile banking as long as you use a high-quality, state-of-the-art banking app in conjunction with an up-to-date operating system and a secure internet connection. The Sparkasse app communicates via tested interfaces and ensures secure data transfer in accordance with German online banking regulations. All data is stored in encrypted form. Access is protected by a password and optionally by Touch ID/Face ID. The autolock function locks the app automatically. All finances are protected to the maximum in the event of loss. TÜV confirms the security standards and reviews them annually. PRACTICAL FUNCTIONS Use the search function to find transactions across accounts and bank details. Set up a budget book (offline account) for budget planning and view graphical evaluations with your savings bank's financial planner. You have a direct line to your savings bank via the app and access to many services such as card blocking, messages, reminders, appointments and even account opening via the app (if offered by your savings bank). On top of that, you can switch directly to the S-Invest app and carry out your securities transactions. PREREQUISITES You need an account with a German savings bank/bank that is activated for online banking. The TAN procedures supported for payment transactions are chipTAN manual, chipTAN QR, chipTAN comfort (optical), pushTAN; smsTAN. NOTES Questions and comments can be sent directly from the app via the small question mark bubble at the top right. Individual functions may incur costs at your bank, which may be passed on to you. giropay | Kwitt is available if it is supported by your savings bank/bank. By downloading and/or using the Sparkasse app, you accept the terms and conditions of the end user license agreement of Star Finanz GmbH without restriction. The protection of your data is regulated in the privacy policy. • Data protection: https://cdn.starfinanz.de/index.php?id=datenschutz_ios_sparkasse_de • Terms of use: https://cdn.starfinanz.de/index.php?id=lizenz-ios
Dresden
Vielen Dank, Sparkasse
Good
The app is fine but on my small iPhone, the text field for memo on a transfer shrinks, so I can’t place a cursor and thus can’t edit it. All my memos are thus garbled old data. I’ll do five stars if a developer fixes that.
the worst bank I've ever used
I'm not an old grandmother and I know my phones very well, but the application is made in such a way that to perform a simple action you are constantly thrown out of the application and you have to go and look for a piece of paper with your Anmeldenname to enter it once again, I have two-factor protection when logging in and when making transfers together with Face ID, why do I have to enter it every time to change my limit on transfers, technical support is the same, the answer to any question is always the same, "here is the number call there, I can not help you with this" even to ask how I can change my limit on transfers answered incorrectly! They mixed up the names of the buttons and where to press to open the menu to change the limit, I had to look for help on the internet, youtube. why can't you change the daily/monthly limit for online payments in the app itself and in a few clicks?, or at least in a few tens of clicks.
Was für ein Scheiss Dreck
Nichts funktioniert- total kompliziert - das ist mein Geld also warum machen sie es so schwierig an mein Geld ran zu kommen.
Inbox
Seit Monaten können wir nichts in der Inbox lesen. Bitte keine Korrespondenz senden. Und auch keine Portokosten berechnen. Mit freundlichen Grüßen
No English language option!
The app’s usability would be greatly improved if there were language options! Afterall, Germany is part of the EU, where a multitude of languages are spoken. Most EU citizens do not speak German! Sparkasse should do something about the lack of language options!
Cumbersome and Annoying
This is probably not just an issue with Sparkasse tbh, but more than likely any German bank after spending a lifetime banking on the US. Needing two separate apps, not being able to set up online banking without using both mail and an app, apps only available in one language… the list of shortcomings seems never ending.
+++ Individual account naming +++ It is now possible again to name the accounts set up in the app individually. Select an account and tap on the pencil icon under Account details. This allows you to give your accounts unique names and easily distinguish them from each other. +++ Return calculator +++ If you take a photo of an invoice with the app, it will recognize whether several invoice items are noted. You can now select which items are to be included in the transfer amount and which are not - e.g. because you are returning an item. +++ Faster photo transfer +++ If everything runs smoothly when importing an invoice via photo transfer, the summary is displayed directly and then you can approve it. You can add to or correct the data manually, e.g. if the app has not transferred all the details correctly. +++ Language - just as you like +++ If you want to change the language of the app, this is now very easy. You can choose from six different languages via the app settings in the "Profile" menu item.
Subscribe our newsletter and get useful information every week.