United StatesRetirePlan is an iPad app that helps you answer all your questions about your retirement. If you have questions about your retirement finances, this is the app to answer them. When can I retire? How much do I need to save every year? How much money will I get every year in my retirement? How long will my money hold out in my retirement? In just a few seconds you can enter your data and assumptions and the graph will update to show you if your plan will work. If you have more time to spend you can enter as much detail as you want to refine your plan. The sliders give you an easy way to see what different values will do to your plan. Need to enter a value outside the slider range? press the amount and a calculator will pop up to let you enter whatever number you need. The slider range will update automatically. Bring up the spreadsheet to see all the details for every year of the plan. Email your results. Use the settings to add your spouse, include or remove Social Security, and show or hide inflation and interest rates. Use the + button to add a pension, send a child to college, large upcoming expenses, add additional rates of return and retirement income assumptions. include Tax assumptions to get an even more accurate picture of your future.
If it’s not broke don’t fix it
This app was once the best retirement calculator to use. Then developers ruined it and continue to ruin it further. They redesigned it last year that would cause the app to crash and lose all my data. Ok I’ll just reenter my data. Fast forward to new update and app was crashing again and now all my data is gone again. Wouldn’t recommend it anymore
United StatesNew design
I use to love this app and found it very useful. I wish I had not downloaded the update. The new version is terrible and not user friendly.
United StatesWelcome improvement - excellent customer service!
After using this app and loving it for several years, the visual layout and functionality was totally redesigned last year. At that time, the app took 10 steps backward, IMO, and I gave it a one star review and began looking for another retirement app. >>> UPDATE: I also sent an email to the developer stating my complaint. To his credit, he responded quickly and communicated the reasoning behind the update AND addressed some of the issues that I had. The most recent update is a much improved version, I am updating my review to four stars. I still like the previous version (prior to the redesign) better, but for now, this is a very good app.
United StatesNew update - veery niice
I wrote the previous review, lamenting the fact that the initial revision of this app did not show all the variables on the left-hand column the way the previous one did. That’s been updated and now I would say this is about as good as it gets. Thank you developers!
United StatesNow on iphone!!!
Yay, now on my iphone not just ipad, thank you.
United StatesNice, Simple App
Read some of the reviews and felt compelled to add my own. Firstly, you should ignore most of the reviews that are years old, as they include complaints that have long since been addressed. More recent complaints seem to be the app lacking the ability to address RMD’s or different retirement dates for spouses. This appears to be true, however, I would counter that this is well beyond the intended scope of this app. This is a great tool for simple “what if’s?” to assess the feasibility of various saving or spending scenarios. Simply put, it can get you in the ballpark. Expecting a $5 iPad app to calculate a comprehensive retirement plan is simply unreasonable - the real world is far too complex. If you want to have some fun and noodle around with savings levels, retirement dates and the like, have at it, you won’t be disappointed. I have been using it for years in this way. Poke around the drop down list when you select “+” and you be able to concoct some workarounds to help with your specific situation. ****Jan 2024 Update**** Late 2023 provided a clunky update that moved all input to tiles along the bottom of the screen. Another update in Jan 2024 has already addressed this, moving the inputs back to the left side of the screen where they started. Note that at some point (not sure when), RMD’s were added, but it is still not possible to designate different retirement dates for spouses. Still the best five bucks I ever spent.
United StatesRuined!
This app used to be wonderful. It was easy to enter data, lay out a plan and hypothesize on how it would work. Now I don’t know what it’s telling me. I’m retired, and sometimes it seems to be adding money to my IRA. . .magically. It’s weird and confusing and not nearly as useful as it was—and I was a huge fan for years. Developers: change it back!
United States
Greatly improved scrolling for phone users. Buttons should not longer fall off the bottom of the screen on smaller phones, and scrolling around to view everything should be much more natural.
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