Features - Buy now pay later with just your smartphone - No Credit card nor Pre-registration required, no annual fee - Buy now at more than 700K shops including Amazon, SHEIN, DMM - Monthly consolidated bill received at the beginning of next month and you can easily choose the payment method that works best for you - Freely choose from convenient store, automatic debit transfer, bank transfer - Pay at Lawson, Ministop, FamilyMart,Seicomart,7-Eleven - Monthly bills can be paid by simply showing the screen at a convenience store with the app - You can pay at a convenience store at any time by using the "Pay Now" function - Discover products in "Shop" and "inspiration" tabs and complete purchase in the app for a smooth shopping experience Make shopping easier and delightful by verifying your identification: - Use "3 pay" or "6 pay" or "12 pay" to split your purchase into 3 or 6 or 12 monthly installments at 0% interest. * - Virtual card can be used as a credit card at online shops with the Visa mark. Card is free of charge and can be issued in as little as 5 minutes on the same day - Physical card is also available and can be used as a credit card at any store with the Visa mark - Check your spend limit and set a budget to stop overspending *0% interest only with auto-debit and bank transfer. *The number of payments that can be selected varies depending on the merchant Paidy Plus for Apple - Shop at Apple with 0% interest** - Installment plans up to 36 months, depending on the product - Dedicated line of credit exclusively for Apple Retail - An application for “Paidy Plus for Apple” is required to shop at Apple***. **0% interest only with auto-debit and bank transfer. ***Paidy and Paidy Plus cannot be used to make purchases at Apple. ***The 3pay, 6pay, and 12pay features for Paidy Plus cannot be used with Apple. Recommended For -Those who prefer cashless payment -Those who prefer to pay monthly consolidated bills at next month -Those who are worried about the overuse of credit cards -Those who prefer to pay in monthly installments without fees -Those who prefer to freely choose payment options such as convenient store, automatic debit transfer, bank transfer -Those who prefer to purchase Apple products with monthly installments Security Measures -Account protected with two-factor authentication using verification codes -Monitor all transactions 24 hours a day, 365 days a year -Prevention of fraud and impersonation by identity verification -Payment information is encrypted with TLS (Transport Layer Security) For more details, click here. (https://paidy.com)
外国人向けではない
このアプリは外国人を差別しています。 日本の運転免許証やマイナンバーカードを持っていても本人確認はできません。
Extremely difficult to use for English speakers
There appears to be no English options, so anytime I do something I have to screenshot and google translate. It takes ages to get anything done. All I wanted was to preorder the new iPhone, but they don’t use the same system as in the US so I have to use this :(
This app does not work
It wasted an hour of my life.
Don’t get lured into this. This is not an actual 0% interest and no English.
This app says 0% interest. But you have to pay the transfer fee every time. This app is started by foreigners but you will not get anything in English. Installment buying process is also complicated. This app is for natives. I wonder why this is available outside.
Very confusing to use for English users
I ordered something from the Japanese Apple store and Ive been searching all around for the QR code to scan. When I FINALLY find the QR code and scan it, the app takes me to a link that opens up the app store which then takes me back to the QR scanner. Im not even sure if I ordered it correctly and if I still have to pay or not.
使えません
システム障害ばかりされてるから使えません。
A total joke
Says there is English available on the app info but this is untrue. You also need to sign up outside of the app. It collects A LOT of info from your phone and just seems extremely shady.
The text size on the login screen has been adjusted to make it easier to read. Identity verification glitches have been corrected to allow for smoother identification. Performance improvements and bug fixes
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