N Kolay – Digital Banking

You can earn daily income with high-yield at N Kolay. We are always here for you when you need it, with 30-day interest-free Kolay Nakit and 3-month deferred loan options. Moreover, withdrawing and depositing money from all ATMs in Turkey is free!
If you are not our customer, it is very easy to be one! You don’t have to wait for a courier to open an account. Download N Kolay, become N Kolay customer instantly via video call, and start enjoying the benefits immediately!
With N Kolay, you can invest your savings always with high-yield. Unconditional high-yield daily earnings in N Kolay bond. While N Kolay customers earn daily, they can use as much as they need whenever they want without losing high-yield.
Do you need to send money to your family and friends? Money Transfer such as EFT and FAST is completely FREE with N Kolay! You can easily perform all money transfer transactions 24/7.
We call it Kolay Nakit because it is as much as we say! With Kolay Nakit, you will not pay even 1 TL of interest for your cash needs of up to 10,000 TL for 30 days. You can quickly complete your Kolay Nakit application 24/7 via N Kolay Mobile.
You can easily apply for a loan of up to 200,000 TL for your needs through N Kolay Mobile. You don’t need to go to the branch or wait for a courier. If you wish, you can use your loan now and start paying installments 3 months later, with the 3-month deferral option.
You can withdraw and deposit money from all ATMs, and you don’t pay any fees. You can make your payments quickly from POS devices that accept QR codes, without having to carry a card.


Dollar, Euro, Gold and Silver, all in N Kolay! Download N Kolay for FX transactions and perform buy-sell transactions at advantageous rates. Don’t think about spreads in your investments, narrow spread opportunities are waiting for you at N Kolay, 24 hours a day, 5 days a week! You can follow the markets live and place orders to trade the currency and commodity you choose at the exchange rate you expect.
Do you have foreign currency savings? If yes, high-yield on foreign exchange savings is in repo! You can evaluate your foreign currency savings with competitive high-yield on N Kolay Mobile. Whether its maturity is 1 day or 1 year, you can invest in any term you wish, knowing your earnings in advance. Market conditions may change, but with N Kolay, you can trade with the most appropriately updated high-yields.
There are no limits at N Kolay for investment! You can access many domestic and foreign securities and capital market instruments that you have difficulty accessing through N Kolay. You can make your investment in accordance with your risk preference and return expectations. That's not all, you can easily convert your investment into cash if you need it. 
You can make your bill payments free of charge any time of day. You can track your bill payments and give payment orders via N Kolay. This way you don’t have to worry about the payment due date.
24/7 free TL transfer to crypto money platforms is at N Kolay! You can easily and free of charge transfer TL to Paribu or Bitexen cryptocurrency platforms under the payments menu.
Free game of chance payments is at N Kolay! You can make Bilyoner, Misli.com and Nesine.com game of chance payments 24/7 and free of charge at N Kolay.
Transportation in İstanbul is with İstanbulkart, payment to İstanbulkart is with N Kolay! Loading balance to İstanbulkart and making balance inquiries are available 24/7 and free of charge at N Kolay.
Safe shopping is possible with N Kolay virtual card! Become N Kolay customer, create your virtual card now for free and enjoy safe shopping. The campaigns we have prepared specifically for the virtual card are also waiting for you.
You can invite your friends to N Kolay and you can earn 200 TL for each friend which becomes N Kolay customer, for a total of 2,000 TL.
You can find detailed information about all our products and campaigns on our website www.nkolay.com.