Dosh

Banking made freak’n easy*
Dosh is the Kiwi app that helps you spend, save, and borrow money. Cause life is for living, not banking.

STRIVE TOWARDS YOUR SAVINGS GOALS
Earn an epic interest rate on your savings while you grow your balance or simply set and forget.
Enjoy unlimited withdrawals with no fees or complicated rules.
Set your savings goals and track your progress.
Funds are held on trust with a registered bank in New Zealand.

EASILY MANAGE AND SPEND YOUR MONEY
Easily manage your money in Stash accounts and put money aside for your regular expenses and spending. 
Personalise your accounts with a colour and emoji. 
Spend with the Dosh Visa Debit Card and earn rewards. Tap & Go with any Visa-enabled retailer in NZ or shop online at any Visa merchant.

TOTALLY DIGITAL BORROWING WITH A DOSH PERSONAL LOAN
Your ticket to fast, easy, and total digital borrowing.
Manage your Personal Loan and repayments in the same place you manage your money.
Fast access to your Personal Loan balance directly from the Dosh app.

Fine print
You must be 13+ to use Dosh. See our T&C’s in the Privacy Policy. Visit Dosh.nz
Making and receiving payments with the Dosh is completely free. Some retailers may choose to pass merchant fees to their customers who pay with debit cards.

*Dosh is not a registered bank. However, your funds are held at a NZ registered bank.
Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), and a registered financial services provider (FSP1000801). See terms and conditions at https://www.dosh.nz/terms-conditions.