If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All accounts in one app Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and manage your everyday finances. • Super fast Creating a new transaction now takes a matter of seconds. The app was designed with simplicity and convenience in mind. It will never require you to make dozens of unnecessary steps to accomplish simple tasks. • Companion iOS & Apple Watch app Debit & Credit has its own app for iPhone and iPad, which you can use to add transactions on the go. It is super convenient and keeps data in sync via iCloud. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Transaction Attachments There might be a number of a reasons why you might want to attach files to transactions. You can attach as many files as needed and they will be synced with iCloud. You can even use Continuity Camera to scan documents or take photos with your iPhone and receive them in the Mac app. • Powerful features Split categories, Touch ID support, pending transactions, transaction export, transaction tags, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • iCloud sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html. In case of any questions please don't hesitate to contact [email protected].
Fantastic.
This app has helped me get my life organized. As soon as I save a little more money (thanks to this app), I definitely plan on upgrading my membership. I love the fact I can add/delete transactions on my watch, phone ,or MacBook. If you are wondering where your money is going paycheck to paycheck, sit down and literally put your life into this thing. It is amazing.
Great ... Except for...
App is great accept for one VERY ANNOYING thing! There is no way to turn off the "time" that is with the date. It's a real pain to get your transaction lined up with your bank account because I also have to deal with change the time. WHy can't there just be the date. Why si the time forced on you to use. I'll keep using the app unitl my subscription ends, then I will be movng on to something else. If they allow you to not use the time fearure, I'd stay , but too annoying with it as it is now.
Very easy to use and fast
Has a nice and easy interface with nothing you don't need to get in the way. No need to use an expensive budget software that charges like $60 a year. All you need is an app that keeps track of what you spend. Super easy and fast. Just try it you will love it
I feel like I have control of my budget for once
First time I've actually liked using a budget program.
Good with numbers, interface is weak
My wife uses this for all its features, and I help with data entry. She loves the way it organizes and relates the accounts and numbers. But I find the interface to be weak. For instance, I can set the accounts window to view Description, Category, and Payee for the transactions list. But the window just separates them by commas. It would be nice if there were columns for each of the five items you can show in the window. I also hate relative dates but that might be a MacOS limitation. I want it to say January 8, 2023, not just January 8.
Very Buggy and poor error handling
Importing AMEX skips over the bulk of the transactions and with no diagnostics. Both QFX and CSV files but skips more in CSV. Check # is dropped and nowhere to be found for bank accounts.
Great App!!!
Tried it out for a few days and decided to purchase the annual subscription. It's a great easy app that has the bare bones reporting but good enough for what I needed. Would like to see more reports, or the ability to customize them a little more, but all in all a nice app.
Bug fixes
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