Wealthify is your easy-to-use, online saving and investing service. We have a range of products for people at every stage and from all walks of life – helping anyone make more of their savings, investments, and pensions. With investing and pensions, your capital is at risk. Using our simple, award-winning app or online dashboard, start from as little as £1 (£50 for Pensions), set the terms for your money, then let our team of experts take care of the rest. Because Wealthify is for people who want more from their finances by doing less; people who value their time just as much as their money. AWARD-WINNING PLATFORM • Best Investment Platform for Beginners @ YourMoney Investment Awards 2024 • Best Managed Stocks & Shares ISA @ Good Money Guide Awards 2023 • Winner of Best Junior ISA 5 years in a row @ Personal Finance Awards SAFE AND SECURE • We keep your personal information safe with TLS encryption and will never share it • Secure your money with a PIN, Face ID, or Touch ID (on enabled phones) • Wealthify is owned and backed by Aviva: one of the UK’s largest financial institutions GROWING YOUR SAVINGS Instant Access Savings Account • Variable interest rate, meaning the rate can go both up and down • Deposit as much as you like from £1, with no upper limit • Access your money whenever you want, with no limit on withdrawals INVESTING FOR THE LONG-TERM Stocks and Shares ISA • Invest up to £20,000 tax-efficiently each year • Invest from as little as £1; withdraw your money at any time without penalty • Your Investment Plan is built and managed by our team of experts General Investment Account • Start a GIA from as little as £1 • No limit on how much you can invest annually • Withdraw your money at any time without penalty CREATING YOUR PENSION POT Self-Invested Personal Pension (SIPP) • Combine previous pensions into one handy pot • Start from £50 • Provides multiple investment options to suit your needs • Choose an Ethical Pension to save in line with your values WEALTHIFY FOR: YOUR CHILD Junior Stocks and Shares ISA (JISA) • Invest from as little as £1 • A tax-efficient way to save up to £9,000 every year for your child • Allow family and friends to contribute directly to your child’s JISA to grow their money further • Easily transfer another Junior Cash ISA or Child Trust Fund to your Wealthify JISA With investing, your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future. TRACK PERFORMANCE If you choose one of our investment products, you can track your Plan’s performance effortlessly using your online or in-app dashboard. You can also add money to your Plan how and when you want. GOOD TO KNOW If you have any questions or ever need help, our friendly and award-winning Customer Care Team can be contacted via Live Chat, phone, or email. Wealthify products are managed by the following custodians: Winterflood Securities Limited hold the funds for our Stocks and Shares ISA, Junior ISA, and GIA; Embark Investment Services Limited hold the funds for our Pensions; and our Instant Access Savings Account is powered by ClearBank Limited. ADDITIONAL INFORMATION We accept customers over the age of 18 who are permanent UK or Channel Island tax residents. Channel Island residents are only permitted to open a GIA. We cannot accept US citizens. Wealthify does not offer advice. The tax treatment of your investment will depend on your individual circumstances and may change in the future. T&Cs and ISA rules apply. The value of investments may go down as well as up, and you could get back less than originally invested. Wealthify Limited is authorised and regulated by the Financial Conduct Authority. ClearBank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. All figures and projections shown are for illustrative purposes only and are not an indication of future returns.
Poor investments
The app is ok but investments have lost money which is much worse than my other investments over the past few years. I would have been better keeping it in a cash ISA
Not fully contained
It would be great if we could read and get rid of notifications in the app rather than browser. Learn from Ramp
App good, investments poor
Switched to Vanguard after nursing poor performance over years with Wealthify. Returns are not guaranteed but constant break even or losses is not acceptable.
Shocking company and app, don’t bother, you will LOSE MONEY
Been with Wealthify for around 3 years and have lost plenty of money. A real bunch of amateurs, go elsewhere, it will be a wise decision. They raised a complaint in my in box after I flagged my shocking returns. Despite this I never even got a response. No doubt their response to this 1 star review will their usual ‘please contact Customer Care’ who will do nothing. AVOID !!
Good app for a first time investor - but sort notifications!
Nice interface and decent functionality. A bit frustrating that some pages (eg messages) takes you to a webpage which itself has a bar encouraging you to use the app (from within the app). And the app is showing an errant notification badge even though I've now read the message it was pointing me towards. Big pet peeve -please sort that out
Don’t bother
Awful app, clunky and annoying. It is most likely a slim down version of a website not a native app.
Ridiculously complex for a JISA
The system allows you to “add contributors” to pay in to a child’s account. These contributors can’t, however, pay the money in directly. They have to sign up for a Wealthify contributor account. That’s where it then falls apart. Once they’ve done that, and made a payment, the system rejects the money as it doesn’t come from the “main” contributors account. So the contributor has to then send it to the main contributor who then sends it in to their account. Ridiculous. And the “help” function was a “we can’t talk to you”. I would avoid this if you don’t want the stress of dealing with something that has been “over-engineered” resulting in a user experience that isn’t much good for anyone over 25.
We’ve implemented some minor bug fixes and made other improvements to keep things running smoothly.
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