PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe. Get Car & Bike Insurance on our app. Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking. Things you can do on PhonePe (Phonepay) App: Money Transfer, UPI Payment, Bank Transfer - Money Transfer with BHIM UPI - Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks. Make Online Payments - Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc. - Pay for online food orders from Zomato, Swiggy etc. - Pay for online grocery orders from Bigbasket, Grofers etc. - Pay online for travel booking from Makemytrip, Goibibo etc. Make Offline Payments - Scan and Pay via QR Code at local stores like kirana, food, medicines etc. Buy or Renew Insurance Policies with PhonePe Insurance App Health & Term Life Insurance - Compare and buy Health & Term life Insurance with monthly premiums - Coverage for individuals, senior citizens and families Car & Two Wheeler Insurance - Browse and get India’s most popular bike and car insurance - Buy/renew your car and bike Insurance in less than 10 minutes Other Insurance - Personal Accident Insurance: Insure yourself against accidents & disablement - Travel Insurance: Get international travel insurance for business and leisure trips - Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries. PhonePe Lending Get pre-approved personal loans ready to be disbursed into your bank account through seamless & digital loan onboarding journey. Attractive interest rates, easy repayment options and single click self serve modules are some of the salient features being offered. Repayment Period: 6 - 36 Months Interest Rate: Max 30% (Reducing) Example: Principal Amount: ₹100,000 Interest Rate: 15% p.a. (Reducing) Processing Fees: 2% Tenure: 12 Months Total interest amount payable: ₹8309.97 Total processing fee amount payable: ₹2000 Total cost to the user: ₹110,309.97 Mutual Funds App and Investments App - Liquid Funds: Get higher returns than savings bank - Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment - Super Funds: Achieve financial goals with expert help on our app - Equity Funds: High growth products curated as per risk appetite - Debt Funds: Get stable returns for investments without any lock-in period - Hybrid Funds: Get a balance of growth and stability - Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app Recharge Mobile, DTH - Recharge Prepaid Mobile Numbers like Jio, Vodafone, Idea, Airtel etc. - Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc. Bill Payment - Pay Credit Card Bills - Pay Landline Bills - Pay Electricity Bills - Pay Water Bills - Pay Gas Bills - Pay Broadband Bills Buy PhonePe Gift Cards - Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app. Manage your refunds - Manage and track refunds from your favorite shopping websites on PhonePe. For more details, Visit our website at https://www.phonepe.com/ Permissions for App and reasons SMS: to verify Phone number for registration Location: a requirement by NPCI for UPI transactions Contacts: for phone numbers to send money to and numbers to recharge Camera: to scan QR code Storage: to store scanned QR code Accounts: to pre-populate email ID while signing up Call: to detect single vs dual sim and let user choose Microphone: to carry out KYC video verification
Bank OTP not coming - ICICI NRE/NRO
I am able to register with my USA phone number. I was happy when it pulled my nre/nro accounts after the registration. Unfortunately i am not able to proceed further, not able setup upi pin for my nre/nro acct debit cards. When I initiate the UPI setup its not triggering bank otp. Very disappointed!!!!
Bank OTP not coming - ICICI NRE/NRO
I am able to register with my USA phone number. I was happy when it pulled my nre/nro accounts after the registration. Unfiltered i am not able to proceed further, not able setup upi pin for my nre/nro acct debit cards. When I initiate the UPI setup its not triggering bank otp. Very disappointed!!!!
Using phonepe from other linked phone doesn’t work
I have linked phonepe number to smart phone, since original number phone is a basic model. This allows me to view history, profile, etc. but can’t make any transactions. What’s the use of allowing to link in other phone then? Just to monitor!
US NRI registered but account not added
Finally PhonePe is supporting US number and I am able to register but when I am adding the bank it is trying to send message with 91****** and registration is not working as for international it expects +91******* So bank is not getting added. Please fix rhis.
Use Google pay instead for peace of mind, and saving time.
Use Google pay instead for peace of mind, and saving time.
PHONE PE NO TENSION
DENE KA LENA NAHI
Bserver busy
Sometimes I get the error message server is busy and cannot process. I have ICICI Bank connected to my PhonePay
- Get pre-approved loans seamlessly. Enjoy attractive rates, easy repayments, and self-serve modules. UPI Lite - Experience super-fast payments with near-zero failures - Pay upto ₹500 without any PIN. - Add upto ₹2,000, withdraw anytime, no charges. Rupay Credit Card on UPI - No need for CVV and OTP; pay with PIN - Check credit card balance PhonePe Insurance
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