Paytm: Secure UPI Payments

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is one stop solution for all your payment needs:

● Send money to your friends and family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband etc.) easily.

Your Paytm app is working and will keep working as usual beyond Mar 15th, 2024

Q: Can I continue to use Paytm to do recharges and pay my bills?
A: Yes, absolutely! You can continue using Paytm App for all your bill payments and recharges, like always. 

Q: Will my Paytm QR code, Paytm Soundbox or Paytm Card Machine continue to work?
A: Yes. Your Paytm QR, Soundbox, Card Machine will continue to work as always.

Q. Can I continue to use Paytm Payments Bank Wallet?
A. Yes, you can continue to use, withdraw or transfer to another wallet or bank account until balance is available in the wallet. Please note you will not be able to make any deposits in the same after March 15, 2024, however all refunds and cashback can still be credited to your wallet.


Q. Will I be able to continue booking tickets? (travel, movies etc.)
A. All other services on Paytm app are unaffected, you can continue to use them on Paytm as usual.
Know the right facts and details here - https://paytm.com/important-updates 

Safe, Reliable and Superfast UPI Payments
● Enter mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm. 
● Your UPI ID is a unique ID used to make payments using Unified Payment Interface (UPI).
● Set your UPI PIN, which is a 4 or 6 digit number. It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to Rs 200, no PIN required.

 Find great deals on grocery, food, and home decor items on Paytm ONDC app 

Get Instant Pre-approved Personal Loans
● Loan amount starting from 10K to 2.5 lac
● Repay loan within 3-60 months
● Annual percentage rate (APR) (per annum monthly reducing): 10.5-35%
● Loan Processing fee: 0- 6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://personalfinance.adityabirlacapital.com/pages/individual/platform_partners.aspx
● Clix Capital Services Pvt. Ltd: www.clix.capital/our-partners/paytm/

Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186
 
Use Postpaid Loan for all your everyday spends
● Postpaid Loan is a Spend Credit facility offered by Paytm’s NBFC partners in the form of small on-demand loans. It can be used to make online/offline purchases: groceries, fuel, shopping, restaurants, etc. Get instant credit of up to 60,000 and repay by 7th of next month.
● Credit Limit: 1,000 to 60,000
● Bill generation: 1st of every month
● Last date for repayment: 7th of the month
● Convenience fee: 0% to 3% plus GST

Eg:
A user has a credit limit of 10,000 with 1% convenience charge. If the user spends Rs. 5,000 in Jan, then on 1st Feb a bill for Rs.5,059 (spends + 1% convenience fee + GST) will be generated.

Our Lending partners:
● Aditya Birla Finance Ltd
● SMFG India Credit Company Ltd (Formerly Fullerton India Credit Company Ltd.)

Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services