Current: The Future of Banking

Current: The Future of Banking

Save, spend & get paid faster²

App Report, Market and Ranking Data
category
price
Free
Reviews
4.8 (149.3K)
United States United States
Description
Save, spend & get paid faster²
Current is the future of banking. Spend, save, and manage your money better with our mobile banking app and Visa credit and debit cards so you can make the most of what you've got.

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Join over 4 million members that trust Current & sign up today.


WITH CURRENT YOU CAN
BUILD CREDIT: Use your Build Card to build credit safely with every swipe, no credit checks or history required. 

ACCESS CASH: Qualify for up to a $500 Paycheck Advance⁶

SKIP THE FEES: Get fee-free overdraft & fee-free cash withdrawals from 40,000 Allpoint ATMs in the U.S.¹

GET PAID: Payday comes up to 2 days faster with direct deposit.²

SAVE: Earn up to 4.00% annual bonus on your savings with a qualifying direct deposit.³

GET REWARDED: Get up to 7x the points and cash back on swipes.⁴

GET HELP: 24/7 support & chat in the app.


TEEN ACCOUNT BENEFITS

SPEND: Get instant money transfers from parent to teen, spending notifications, and set automated allowance payments.

STAY SAFE: Parental controls let you pause the card directly in the app, set spending limits, and block merchants.

No minimum requirement to open any account. Teen accounts must be linked to a parent’s account through the app.

¹ Some fees may apply, including out of network ATM fees of $2.50 per transaction, late payment fees of 3% of any total due balance outstanding and past due for two or more billing cycles, foreign transaction fees of 3% of the full transaction amount (minimum $0.50), card replacement fees per card of $5 for regular delivery and $30 for expedited delivery, cash deposit fees of $3.50 per deposit, and third party processing fees.
² Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits.
³ Boost Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a Boost Bonus of at least $0.01. The Boost rate on Savings Pods is variable and may change at any time. The disclosed rate is effective as of August 1, 2023. Must have $0.01 in Savings Pods to earn a Boost rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. A qualifying direct deposit of $200 or more is required for 4.00%. No minimum balance required. Refer to Current Boost Terms and Conditions at current.com/docs
⁴ Points available at participating merchants. Teen accounts do not earn points
⁵ Your money is FDIC-insured on a pass-through basis up to $250,000 at each of our partner banks, Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
⁶ Paycheck Advance is for eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank. Refer to Paycheck Advance Terms and Conditions at current.com/docs/.

The Current Visa® Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Current Visa® secured charge card is issued by Cross River Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank. Current Individual Account required to apply for the Current Visa® secured charge card. Independent approval required.
Category Ranking
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Review Breakdown
Screenshots
Reviews

Hate this app

way to long to pend

sbaisnalaWed, Mar 27, 2024
United StatesUnited States

My account

I highly dislike current for one I only use current to get my checks deposited to the account and sometimes I’ll add any money I have in cash to the account they closed my account twice for no reason my account always had money in it and they closed it when I emailed them about my account being closed they did not give me a answer explaining why my account was closed.

2002 babyWed, Mar 27, 2024
United StatesUnited States

Saving is a joke

This company only gives you an ok savings interest if you work for the man. If you work for yourself you get 0.25%. That’s an embarrassing joke. I’m going to close my account

angrykrabbyWed, Mar 27, 2024
United StatesUnited States

😍😍😍

❤️❤️❤️

jjuwllsWed, Mar 27, 2024
United StatesUnited States

Good Banking app!

Honestly this app is very useful, especially if you’re just starting out! Love current 🫶👌

savyana03Wed, Mar 27, 2024
United StatesUnited States

HORRIBLE

Absolutely horrible account to have save yourself the trouble and don’t even try to put your money into this !

Ms.JosieTue, Mar 26, 2024
United StatesUnited States

Love it

So far so good! I wished I switched a long time ago.

jsyedvbgTue, Mar 26, 2024
United StatesUnited States
Download & Revenue
DOWNLOAD 61.1KFeb 2024Worldwide
REVENUEN/AFeb 2024Worldwide
download revenue
About
Bundle Id
com.current.currentapp
Min Os. Version
15.0
Release Date
Tue, Apr 5, 2016
Update Date
Tue, Mar 12, 2024
Content Rating
4+
Has IMessage
No
Support Watch
No
Support Siri
No
File Size
102.51MB
Has Game Center
No
Family Sharing
Yes
Support Passbook
Yes
Supported Languages
English
What's New
version
6.26.0
updated
2 weeks ago
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $500 advance, no credit checks or lines of credit required.
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