Current is the future of banking. Spend, save, and manage your money better with our mobile banking app and Visa credit and debit cards so you can make the most of what you've got. Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. Join over 4 million members that trust Current & sign up today. WITH CURRENT YOU CAN BUILD CREDIT: Use your Build Card to build credit safely with every swipe, no credit checks or history required. ACCESS CASH: Qualify for up to a $500 Paycheck Advance⁶ SKIP THE FEES: Get fee-free overdraft & fee-free cash withdrawals from 40,000 Allpoint ATMs in the U.S.¹ GET PAID: Payday comes up to 2 days faster with direct deposit.² SAVE: Earn up to 4.00% annual bonus on your savings with a qualifying direct deposit.³ GET REWARDED: Get up to 7x the points and cash back on swipes.⁴ GET HELP: 24/7 support & chat in the app. TEEN ACCOUNT BENEFITS SPEND: Get instant money transfers from parent to teen, spending notifications, and set automated allowance payments. STAY SAFE: Parental controls let you pause the card directly in the app, set spending limits, and block merchants. No minimum requirement to open any account. Teen accounts must be linked to a parent’s account through the app. ¹ Some fees may apply, including out of network ATM fees of $2.50 per transaction, late payment fees of 3% of any total due balance outstanding and past due for two or more billing cycles, foreign transaction fees of 3% of the full transaction amount (minimum $0.50), card replacement fees per card of $5 for regular delivery and $30 for expedited delivery, cash deposit fees of $3.50 per deposit, and third party processing fees. ² Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits. ³ Boost Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a Boost Bonus of at least $0.01. The Boost rate on Savings Pods is variable and may change at any time. The disclosed rate is effective as of August 1, 2023. Must have $0.01 in Savings Pods to earn a Boost rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. A qualifying direct deposit of $200 or more is required for 4.00%. No minimum balance required. Refer to Current Boost Terms and Conditions at current.com/docs ⁴ Points available at participating merchants. Teen accounts do not earn points ⁵ Your money is FDIC-insured on a pass-through basis up to $250,000 at each of our partner banks, Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. ⁶ Paycheck Advance is for eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank. Refer to Paycheck Advance Terms and Conditions at current.com/docs/. The Current Visa® Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Current Visa® secured charge card is issued by Cross River Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank. Current Individual Account required to apply for the Current Visa® secured charge card. Independent approval required.
No Support
Two months in and my card has already been hacked. The debit card, which I’d only used once, was compromised and $350 was charged to TikTok. I don’t even have a TikTok account. While taking my dispute via chat, they expected me to give every transaction number rather than just voiding every TikTok charge this morning. Then they later told me that I’d have to contact them AGAIN after the charges are final (one week) to go through the dispute again and they’ll “help” me file a dispute of the charges with TikTok. I’ve been banking for 30 years and have never had an issue like this before, which makes me wonder why it was compromised so fast. I’ve had security alerts before on my regular bank debit card and it went SO MUCH SMOOTHER than this. I didn’t have to contact them multiple times; they contacted me once. I can’t imagine any legitimate bank making it so hard to dispute charges. I’ve already changed my auto-deposit AWAY from this “bank” and back to my traditional bank.
Review
Great app and financial services. Took some patience but well worth all that current provides, from the current credit card to over draft and even paycheck advances now!!
Loving this card
Works like a credit card, but is based off my pay check. Only had it a couple months, but is already boosting my credit score. Definitely recommend!
Very good app.
Very good app
Top 3 in online banking
Since I gotten this app it’s been non but love
Kinda dumb you can only use ur number
Kinda dumb you can only use a phone number to log in I no longer have access to that number plus the only way to get in touch with them is to be in the app but their app logged me out so I can’t contact them maybe make it so we use email or something to log in like normal people!
Good bank
Awesome bank
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